Some people think iPhones are a waste of money. They believe the phone that was supposed to streamline our lives is nothing more than an excuse to sell useless apps. This couldn’t be further from the truth. Admittedly, some of these apps simply provide mindless entertainment. However, there are a host of applications out there that can help you save money. Here are nine iPhone apps that will save you some serious cash.
1. MINT.COM PERSONAL FINANCE
This is the perfect app for deciding how much to spend on booze next August. Keeping track of your money means holding on to more of it. Late fees, higher interest rates, and bounced checks are no way to spend your hard earned cash.
For the best in money tracking, there is Mint.com personal finance, which will not just keep track of what’s going out and what’s coming in, but will also help you to design a budget so you can start planning for bigger and better purchases.
2. WEBMD MOBILE
This app is the best resource available for hypochondriacs. These days you have to do anything you can in order to stay out of a doctor’s office. For many, being sick is a better alternative than premiums, co-pays, and deductibles.
For that reason, WebMD mobile is a real money saver. Not only does it allow you to manage medications online, but it can also look up symptoms and provide first aid tips. This app can save you the trouble and expense of going to the doctor, though of course it’s no substitute for a doctor when you have a serious injury or ailment.
3. GAS CUBBY
This is the perfect app for car repairs that you are sure to ignore otherwise. Owning a car is about a lot more than just insurance payments; half the battle is keeping it in tip-top shape. Nothing will put a dent in your savings quicker than a car meltdown.
The Gas Cubby is your ultimate online mechanic: it will keep track of the gas mileage of your car, as well as informing you when routine maintenance is necessary. Giving you the chance to fix a problem before it becomes one, this app is definitely worth the $4.99 purchase price.
4. fxCHANGE TRAVEL BUDGET
The best way to find out how broke you are, Travel Budget knows that you should be packing lunches. This takes your existing budget and devises a special travel budget that manages itself. In addition to its budgeting features, it also has a currency converter, as well as a keypad for ease of use. There is nothing better on the road than a budget program that really works.
Forget the days of searching the dial for great music: with Last.fm, you can access a library of over five million songs for free. No matter where you are, or what you’re doing, you are just a touch away from one of today’s hits, or a classic from your childhood. Don’t waste hard earned money on subscription satellite service. Download this app instead.
6. EBAY MOBILE
Sometimes a hot deal takes place when you are away from your computer. Time is money when it comes to eBay’s online auction. By downloading this free app, you can bid on anything eBay has to offer, at any time, and see the status of your own auctioned items. This app makes it so that you never worry about missing out on the perfect gift for yourself or someone else, again.
7. HULU PLUS
There used to be a time when great television was something you had to wait for. These days, great television is happening wherever you are. With the app Hulu Plus, you can access hundreds of episodes of current and classic television.
So, if you’re in the mood for The Office or The Cosby Show, all you have to do is power up your phone and enjoy an episode. Forget the high cost of cable. Television…isn’t that what the cell phone was intended for?
8. PAGEONCE BILLS
Miss a bill payment and you could be looking at late fees and higher interest rates. In order to keep you on track with your debt holders, Pageonce Bills has made the ultimate free app for you. You can keep track of every bill you pay each month, have reminders sent to your phone before they are due, and track your payments.
9. TOMTOM USA
This is the most expensive app on the list, but it could save you the most money. Your average GPS system will cost well over 100 dollars, but the cost of having it added to your iPhone is under $40. This will allow you turn-by-turn navigation, and give you points of interest along the way. Driving around and wasting gas is no way to spend your day: with TomTom navigation you’ll save money on gas and be able to travel with confidence.
The iPhone might not be for everyone, but that isn’t to say that everyone can’t benefit from at least one of these money saving apps. Whether it’s saving you the cost of cable, or confirming that you just have a run-of-the-mill common cold, it’s nice to know that apps can save you as much money as they cost, or more.