When BillShrink Guy discovered the World Wide Web, he was both in awe and in love — more reasons to not leave the house and continue to refer himself in third person? Super sweet.
As the web continues to grow, services that used to require a visit to the branch or a phone call to a customer service representative are quickly being replaced by alternative, more convenient methods via online accounts.
These days, you can manage many account services and options within minutes and right at your fingertips. If you’re still on the fence when it comes to accessing your accounts online, you’ll be missing out on numerous features that simply makes life easier.
Here are a list of accounts you’ll most likely be able to manage online:
1. Banking accounts (savings, checking, etc.)
2. Credit card accounts
3. Utility accounts
4. Cell phone plans
5. Cable/DSL/Satellite TV accounts
6. Investment accounts (retirement, investing)
Major banking institutions will of course have online access for their customers, with many of them jam packed with online features such as online bill pay, account activity, and fund transfer.
As with banking accounts, you’ll also be able to manage your credit card accounts online. For credit card accounts, you’ll be able to recent transaction, pending charges, credit limit availability, initiate balance transfer, claim reward points, and much more.
For monthly charged services such as cell phone and cable TV, you’ll be able change your service plan, pay your bills, and add/remove additional features — in fact, yours truly often add/removes his data service on his BlackBerry whenever he’s at home or traveling. Easily remove services you don’t need to save money? Yes, please.
Other advantages of servicing your accounts via an online access:
- Save money and time on stamps, pay by direct debit from checking account or credit card.
- See latest information on your account, setup automatic payment so you’ll never deal with those pesky late fees.
- Access statements online but still have the option to keep paper statements.
- See potential fraudulent charges, erroneous fess well before the monthly statement comes.
If you’ve been reluctant to sign-up for an online account to mange your services, you might be missing out on some pretty significant modern conveniences. So flip over the back of your credit card, check out the top of your billing statement and find those internet addresses and check out what your service/banking company offers in terms of an online account.