Do you or your partner have stronger credit? My guess is that very few couples know the answer to this question.
You may have know financial details like each other’s salaries and levels of debt. But have you sat down and reviewed each other’s credit reports and scores? Sounds about as fun as dinner and a movie, right?
Similar to lifting couch cushions in search of loose change, a fiscal clean-up day can mean extra money with minimal effort. Here are seven key tasks that can net you just as much cash as that ever-elusive promotion at work or that windfall that never seems to fall on your doorstep. Dedicate a day to your fiscal health, and enjoy money-saving goodness all year long.
You may know that a good credit score can help you get a new credit card, a car loan, or a mortgage at a low interest rate, but did you know that it’s also necessary for that essential modern-day accessory – the cell phone?
Like mortgage lenders and credit card companies, cell phone providers check your credit before extending you those crucial minutes of monthly airtime. If you have poor credit, they may charge you additional monthly fees, an upfront security deposit, or just deny you service altogether. AT&T, for instance, charges iPhone users with bad credit up to $800 as a security deposit!
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