About Erik Chang

Erik loves all things gadgets. He especially gets a kick out of finding the best gadgets for the best price. Coupons, deals, whatever it takes, as long as he can grab the latest gadget for the cheapest price. Erik has also used most of the major cell phone service provider with various devices at one time or another, from AT&T to Verizon to T-Mobile and Sprint. As he pays the high cell phone bill each month, he often fantasize that one day... cell phone plan pricing in the U.S. will be the same as Europe and parts of Asia...

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Erik has written 60 posts on Shrinkage Is Good

08.01.11

Work Exchange Vacations in the United States

Erik Chang

This summer, many families are looking for unique family vacations where they can learn new skills and become immersed in a different lifestyle. In the United States, these “Volunteer Vacation” opportunities are vastly cheaper than typical trips and give to a worthy cause. According to the AAA vacation costs survey, a family of two adults and two children pay about

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07.21.11

iPhone 5/4S vs Droid Bionic

Erik Chang

In the market for a new smart phone? The new iPhone and Droid Bionic seem to be at the top of everyone’s list. But, how do they compare? BillShrink compares theirs features as well as the total cost of ownership over 2 years to help you decide which one is right for you. click to enlarge Use the code below

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07.14.11

Make Your Dollar Go the Distance on Vacation

Erik Chang

While the dollar may not be as strong as it used to be, there are still plenty of places where you can still come out ahead while on vacation, even in the United States. Check out our list of some amazing vacation destinations that won’t empty your wallet. click to enlarge Use the code below to embed this Infographic: Source:

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06.29.11

Crowdfunding: Private Equity Made Accessible

Erik Chang

Imagine if all the pocket change in an entire city could be directed to fund or grow a small business. One handful of change might not make a difference, but a thousand of those small contributions can create a solid source for funding for an aspiring company. Funding through many people, or crowdfunding, is a way in which many private

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06.23.11

America Saves

Erik Chang

Sometimes a shock to the system is the best way to change behavior, and the recession did just that with many of our savings. However, it looks like that change may have been short-lived. BillShrink studied their user’s average amount of savings, as well as intended savings, and found that users were actually saving less than they used to. Do

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06.13.11

Your Retirement Checklist

Erik Chang

As the baby boomers reach retirement age, many find themselves unprepared for the changes that lie ahead. Planning for the future doesn’t need to be overwhelming. If you are nearing retirement age (or want to start planning ahead), here are a few things to keep in mind as you prepare for and plan your retirement. Make a Will As you

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05.31.11

How Are Banks Rewarding Customers?

Erik Chang

Reward programs have become the norm for many banks and customers. After all, why wouldn’t you want to earn points or cash back simply for using a specific credit card? Banks provide these various reward programs for a number of reasons including: increasing goodwill among existing customers, drumming up new business through attractive reward offers and improving their standing in

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