There are many ways that people overspend on a regular basis. They include costs that could easily be avoided, or reduced, by customers willing to do some market research, shop around, or plan ahead.
In another move to curb credit card companies’ fee-o-rama, effective August 22, 2010, consumers will no longer have to deal with late fees exceeding over $25.
It’s all too easy to buy the wrong new car or pay more than necessary for the right one. Without a clear game plan, you can quickly be led astray by emotion, hype or sales pitches.
Many Americans in real trouble when it is time to retire because they have insufficient savings to carry them through old age. Even those that have retirement accounts at work could be in for a rude awakening when they reach retirement age because billions of dollars in retirement funds that companies owe to workers has not been put aside for them.
