Articles on Credit


Visa to Offer Direct Transfers to Credit Card Accounts

Samantha Eckles

Ten years ago, when PayPal first entered the payment scene, online shopping wasn’t very popular and few even considered the idea of transferring funds to one another without the use of a checkbook. Fast forward to 2009 where 44% of U.S. consumers made at least one online person-to-person (P2P). Looking forward, analyst firm Javelin Strategy & Research predicts that more

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The CARD Act

Samantha Eckles

For millions of consumers, credit debt is a burden, as is dealing with credit companies. From rate hikes to hidden fees creditors have historically been in control. In 2009, President Obama signed the CARD Act, which established regulations for companies charging consumers. click to enlarge Use the code below to embed this Infographic: Source:The CARD Act

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Rewards: When to Use Credit Vs. Debit

Samantha Eckles

Both credit and debit cards offer various types of benefits. Credit allows us to use money we don’t have on hand; debit cards are like cash, but more convenient. I often use my credit card instead of cash or a debit card (even when I have available funds) because I love accruing credit card rewards. I store them all up

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Your money in 2011: What you need to know

Samantha Eckles

Tweet From huge investors and venture capitalists, to the poorest coupon-cutter, everyone is curious what 2011 will have in store for the economy. Find out which tax bracket will benefit the most from Obama initiatives, and which kind of credit card is the best for those carrying debt. All of this and more will be covered below, including a rare

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Myths Versus Facts: Credit Card Usage and Debt

Jonathan Rivers

Given the global financial meltdown, it’s understandable that many are concerned about their own credit card debt and the practices of creditors in general. Unfortunately, these widespread discussions have given rise to numerous myths, half-truths and falsehoods about credit card usage and debt.

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Deciphering Durbin, the Newest Card Legislation: Is Your Debit Card About To Be Freed Up from So Many Fees?

Fonda Chen

Plastic may be easy and convenient, but reading and understanding card policies and federal legislative bills are anything but.

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How Many Credit Cards Are in Your Wallet?

Stan Reybern

As a double-edged sword, the credit card can be a convenient financial tool that helps you make purchases, but when used irresponsibility, credit cards can also quickly become your worst financial nightmare.

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