Articles on Personal Finance


Changes in Consumers Spending

Alex Gutow

Since 2008, there have been significant changes in the behavior and spending habits of American consumers. As the economic downturn lingers, analysts predict many new shopping habits – increased Internet use, decreased brand loyalty and the end of the “buy now, pay later” attitude – are now firmly entrenched in U.S. shoppers. The new “normal” means that the buying process

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Buying Vs. Renting

Jenny Edwards

When you get ready to do some home improvements or vacation, you usually have a list of everything you need to buy. However, if you’re just going to use something a couple of times, save some money by renting instead of buying. After looking at the cost of storage, maintenance and rental availability, here are a few items that you’d

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The Dual Income Family

Samantha Eckles

The American economy began to embrace the foundation of the two-income family during World War II, when Rosie the Riveter led women into the workforce while men joined the military. Growing liberation through the course of the Twentieth Century allowed for increasing independence and equal rights for men and women. Today, the American economy is absorbing the two-income family, but

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How Much Does Fido Cost?

Samantha Eckles

For many Americans, a dog is more than a pet; it is part of the family. Just like a child, canines need to be fed, groomed, and have medical checkups. Add in training classes, doggie daycare and municipal licensing, and Fido just might be one of the most expensive members of your household. According to the American Society for the

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How to Manage Student Loans

Alex Gutow

Americans owe approximately $826.5 billion in credit card debt and owe a staggering $829.79 billion in student loans. This comes at no surprise when the average four-year degree from a public university or college costs about $50,000 for four years (before living expenses) and a private school can cost over three times that! To pay for this, most students are

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Planning a Movie Night: Kiosks vs Digital Services

Alex Gutow

A movie night can be a great way to spend an evening. However, there are now more options than ever when it comes to how you will find and watch your movie. Movie kiosks, such as Redbox or Blockbuster, and digital services, such as Netflix and HuluPlus, each have pros and cons. We are here to help you decide what

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iPhone 5/4S vs Droid Bionic

Erik Chang

In the market for a new smart phone? The new iPhone and Droid Bionic seem to be at the top of everyone’s list. But, how do they compare? BillShrink compares theirs features as well as the total cost of ownership over 2 years to help you decide which one is right for you. click to enlarge Use the code below

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