Articles on SR

10.13.11

Switching to Online Banking

Erik Chang

Getting bank customers to switch to online banking versus other channels can save financial institutions billions. However, this can be easier said than done. Below are some things that can be done to increase online banking adoption and usage as well as innovative new ways to reward customers for making the switch. click to enlarge Use the code below to

Comments 2

10.12.11

Changes in Consumers Spending

Alex Gutow

Since 2008, there have been significant changes in the behavior and spending habits of American consumers. As the economic downturn lingers, analysts predict many new shopping habits – increased Internet use, decreased brand loyalty and the end of the “buy now, pay later” attitude – are now firmly entrenched in U.S. shoppers. The new “normal” means that the buying process

Comments 4

09.15.11

2011 Credit Card Trends

Erik Chang

It has been nearly 2 years since the Credit CARD Act was passed and for the most part, things have changed for the better. While there were some dramatic changes in interest rates right before the CARD Act took effect, BillShrink looked at 11 of the major card issuers and found that interest rates have actually stabilized in 2011. Here

Comments 4

09.12.11

Stimulating the Economy

Erik Chang

The question on everyone’s mind is how do we stimulate the economy? While no answer is a guaranteed success, there are a number of options to look into. First, the government could increase its own spending. It could release federal funds for the construction of federal projects. There’s no lack of projects to be accomplished and increasing state and local

Comments 0

08.25.11

The Evolution of Loyalty

Alex Gutow

Daily deal sites are sweeping the nation. The most well-known is Groupon but there are literally hundreds of sites out there offering everything from massages to restaurant coupons and everything in between. BillShrink has compiled some facts and figures to see just how popular these sites are and who is signing up. What’s your favorite daily deal site? click to

Comments 1

08.18.11

Extreme Couponing

Alex Gutow

Coupons are more popular than ever. While most people spend a few hours a week browsing the paper or coupon sites, some people, known as Extreme Couponers, dedicate 10 or more hours a week to try and get the best deals. But, is it worth it? Let’s take a look at the real value of coupons and what couponers can

Comments 1

08.17.11

The Best Loyalty Programs

Erik Chang

It seems like every company has some sort of loyalty program these days. Unfortunately, many of these programs are not worth the time, money or effort required to get any real benefits. There are, however, several outstanding loyalty programs that reward customers in generous proportions. Here are our picks for the top three loyalty programs: BEST Virgin Airlines Image Source

Comments 5