12 Tips for a Great Christmas on a Small Budget

Christmas often comes at a high price. Between gifts, wrapping paper, travel and parties, making Christmas happen can spell financial ruin unless you go into it with a plan. But this year can be different. With some intelligent cost-cutting and creative thinking, Christmas need not drain your wallet this year – or be any less satisfying than in years past. Read on and apply these 12 tips for enjoying a great Christmas on a small budget!
(more…)

20 Tips to Help Stay Within Your Holiday Budget

We admit it: much advice about holiday shopping is rather simplistic and preachy. Like diet and exercise, holiday shopping is something we all feel comfortable bleating about – even if we aren’t following best practices ourselves. But with so much money at stake, it never hurts to refresh on the fundamentals of intelligent, budgeted holiday shopping. Keep these 20 tips in mind and you’ll escape the holidays without a heart attack-inducing credit card bill in January.

(more…)