Articles tagged in credit card


2011 Credit Card Trends

Erik Chang

It has been nearly 2 years since the Credit CARD Act was passed and for the most part, things have changed for the better. While there were some dramatic changes in interest rates right before the CARD Act took effect, BillShrink looked at 11 of the major card issuers and found that interest rates have actually stabilized in 2011. Here

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Best Credit Cards to Use When Traveling Abroad

Stan Reybern

With summer in full swing, many of us are packing up our bags and jet-setting around the world. Before you take off though, keep in mind that your credit card might be costing you more than you thought with foreign transaction fees. Below are BillShrink’s picks for the best cards to use while traveling that won’t affect your travel budget

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How Are Banks Rewarding Customers?

Erik Chang

Reward programs have become the norm for many banks and customers. After all, why wouldn’t you want to earn points or cash back simply for using a specific credit card? Banks provide these various reward programs for a number of reasons including: increasing goodwill among existing customers, drumming up new business through attractive reward offers and improving their standing in

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PayNearMe Helps Consumers Pay With Cash

Samantha Eckles

If you’re one of the 24% of Americans who don’t possess a debit or credit card, it can be a challenge to pay your bills. However, a recent startup called PayNearMe is trying to make your life easier. This new company has partnered with 7-Eleven and Ria Financial Services to help consumers pay their bills and wire funds using cash

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The Road To Financial Independence: The Student Credit Card

Alex Gutow

As the end of the school year nears, the excitement of going off to college is building for many high school seniors. One of the most exciting things for these incoming freshmen is the independence that college will bring: no curfew, no parents and no easy access to parent’s wallet when they need some extra money. Before this class heads

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Pay With Cash & Receive Discount as Senate Curbs Debit Card Swipe Fees

Stan Reybern

Tthe Senate voted 64 to 33, passing an amendment by Senator Richard Durbin of Illinois to curb fees imposed by VISA and MasterCard on debit card “swipe” fees.

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Time to Borrow: Consumer Credit Rebounds from 11-Month Decline


Confidence in the credit markets may be gaining momentum, as the numbers show that American consumers are borrowing again. According to the Federal Reserve, the 11 month decrease in consumer borrowing has come to a halt this month. While analysts projected total consumer borrowing to drop by $9 billion dollars, actual borrowing on credit cards fell by $8.5 billion and

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