Articles tagged in credit score

08.10.11

Starting a Business with Poor Credit

Stan Reybern

While having bad credit can make it more difficult to start a business, it doesn’t make it impossible. If you are truly dedicated to the idea of entrepreneurship, there are some ways to help you get the financing you’ll need for your business. First, reevaluate your funding plan. Studies show that credit card and bank loans account for only 25%

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05.18.11

Debit vs Credit Rewards: Which Do You Prefer?

Stan Reybern

Almost everyone loves rewards programs. After all, who doesn’t want to be rewarded for buying things that they presumably would have bought anyway? Though there are many types of rewards programs out there, the two most commonly used are the ones associated with debit cards and credit cards. Most consumers are familiar with the types of rewards offered by credit

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05.09.11

All You Need to Know About Credit Scores

Alex Gutow

When was the last time you checked your credit score? Your credit score describes how well you can manage debt and is used by banks to rate how risky you are to loan money to. An excellent credit score can save you thousands of dollars of interest over time while a poor credit score can prevent you from getting loans

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11.10.10

Myths Versus Facts: Credit Card Usage and Debt

Jonathan Rivers

Given the global financial meltdown, it’s understandable that many are concerned about their own credit card debt and the practices of creditors in general. Unfortunately, these widespread discussions have given rise to numerous myths, half-truths and falsehoods about credit card usage and debt.

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04.20.10

12 Bizarre Things That Harm Your Credit Score

Stan Reybern

Knowing the full truth about these counter-intuitive credit score threats can mean the difference between high scores and financial ruin.

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10.29.09

Cell Phones and Credit: Another Reason Your Score Matters

Carrie Davis

You may know that a good credit score can help you get a new credit card, a car loan, or a mortgage at a low interest rate, but did you know that it’s also necessary for that essential modern-day accessory – the cell phone? Good credit = cheaper wireless Like mortgage lenders and credit card companies, cell phone providers check

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06.18.09

Financial Responsibility in the United States

Jonathan Rivers

Your credit score is a very important part of personal financial health, insuring that credit is extended to you, and at the best rate possible. There are various factors considered when calculating your individual score, and it is important to be familiar with exactly how each of these positively or negatively affects your personal rating. The following map shows averages

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