Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The American Express Blue Cash works on the American Express network and is primarily intended for consumers who have Excellent credit.
This credit card features a fixed introductory interest rate on purchases of 0% APR for the first 6 months. The regular interest rate for purchases made with this card is 17.24% variable…
APR. The customary rate applied to balance tranfers to this card is 17.24% variable APR. The regular interest rate for cash advances made with this card is 25.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 1 late payment in 12 billing cycles.
The American Express Blue Cash has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 3% (Between $5.00 - $249.00). If you use this credit card for cash advances, the applicable fee is 3% (minimum of $5.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $19.00 for account balance between $0.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The American Express Blue Cash includes a rewards feature that allows you to earn Cash when using the card.You will earn bonus rewards when spending on Groceries, Drugstores, and Gas Stations.Earn 0.5% per each $1 spent up to $6,500, 1.25% per each $1 spent above $6,501 on all other purchases.There is no limit to the number of Cash you can earn with this card.
The American Express Blue Cash also includes a number of addititional benefits such as the following: assured reservations; emergency card replacement; zero liability for lost card; travel accident insurance; return protection; expresspay; dedicated customer service; emergency check-in; online account management; american express online travel; extended warranty; online year-end summary; purchase protection; global assist hotline; car rental loss and damage insurance; fraud protection guarantee.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
0% (up to 6 months)
|
21.24% (variable)
|
| Balance transfer rate* | N/A |
21.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
21.24% (variable)
|
| Balance transfer rate* | N/A |
21.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
21.24% (variable)
|
| Balance transfer rate* | N/A |
21.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
19.24% (variable)
|
| Balance transfer rate* | N/A |
19.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
17.24% (variable)
|
| Balance transfer rate* | N/A |
17.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Rewards Program Features | |
|---|---|
| Reward Units | Cash |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Reward Earnings By Spend Category | |
| Drugstores | 1% per each $1 spent up to $6,500, 5% per each $1 spent above $6,501 |
| Gas Stations | 1% per each $1 spent up to $6,500, 5% per each $1 spent above $6,501 |
| Groceries | 1% per each $1 spent up to $6,500, 5% per each $1 spent above $6,501 |
| All Other Purchases | 0.5% per each $1 spent up to $6,500, 1.25% per each $1 spent above $6,501 |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Excellent (750+) |
| Instant Approval | Yes |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Assured Reservations | |
| Emergency Card replacement | |
| Zero liability for lost card | |
| Travel Accident Insurance (Provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter or bus) when the entire fare has been charged to the Card) | |
| Return Protection (If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling and up to a maximum of $1,000 annually per Card account) | |
| ExpressPay | |
| Dedicated Customer Service | |
| Emergency Check-In | |
| Online account management | |
| American Express Online Travel | |
| Extended Warranty (With the Buyer's Assurance Plan, you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S) | |
| Online Year-End Summary | |
| Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase) | |
| Global Assist Hotline | |
| Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.) | |
| Fraud Protection Guarantee | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
