Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The American Express Blue For Students works on the American Express network and is primarily intended for students who have no credit history.
This credit card features a fixed introductory interest rate on purchases of 8.9% APR for the first 6 months. The regular interest rate for purchases made with this card is 11.24%…
variable APR. The regular interest rate for cash advances made with this card is 21.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 25.24% APR upon any of the following events: returned payment in 12 billing cycles or over credit limit in 12 billing cycles or 1 late payment in 12 billing cycles.
The American Express Blue For Students has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of $0.00. If you use this credit card for cash advances, the applicable fee is 3% (minimum of $5.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $19.00 for account balance between $0.00-$399.99 or $38.00 for account balance greater than $400.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The American Express Blue For Students also includes a number of addititional benefits such as the following: fraud protection guarantee; expresspay; emergency card replacement; dedicated customer service; purchase protection; travel accident insurance; year end summary; access your account online; no annual fee; save with american express selects; buyer's assurance plan.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
8.9% (up to 6 months)
|
11.24% (variable)
|
| Cash advance rate* | N/A |
21.24% (variable)
|
| Default rate* | N/A |
25.24% (variable)
|
| Serious default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
8.9% (up to 6 months)
|
11.24% (variable)
|
| Cash advance rate* | N/A |
21.24% (variable)
|
| Default rate* | N/A |
25.24% (variable)
|
| Serious default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
8.9% (up to 6 months)
|
11.24% (variable)
|
| Cash advance rate* | N/A |
21.24% (variable)
|
| Default rate* | N/A |
25.24% (variable)
|
| Serious default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
8.9% (up to 6 months)
|
11.24% (variable)
|
| Cash advance rate* | N/A |
21.24% (variable)
|
| Default rate* | N/A |
25.24% (variable)
|
| Serious default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
8.9% (up to 6 months)
|
11.24% (variable)
|
| Cash advance rate* | N/A |
21.24% (variable)
|
| Default rate* | N/A |
25.24% (variable)
|
| Serious default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$399.99 $38.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$399.99 $38.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$399.99 $38.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$399.99 $38.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$399.99 $38.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Card Features | |
|---|---|
| Category | Student |
| Network | American Express |
| Min Credit Level | No Credit |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | No |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Fraud Protection Guarantee | |
| ExpressPay | |
| Emergency Card replacement | |
| Dedicated Customer Service | |
| Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase) | |
| Travel Accident Insurance (Provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter or bus) when the entire fare has been charged to the Card) | |
| Year end Summary | |
| Access Your Account Online | |
| No Annual Fee | |
| Save with American Express Selects | |
| Buyer's Assurance Plan | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
