Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The American Express Blue Sky works on the American Express network and is primarily intended for consumers who have Excellent credit.
This credit card features a fixed introductory interest rate on purchases of 0% APR for the first 6 months. The regular interest rate for purchases made with this card is 17.24% variable…
APR. The customary rate applied to balance tranfers to this card is 17.24% variable APR. The regular interest rate for cash advances made with this card is 25.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 1 late payment in 12 billing cycles.
The American Express Blue Sky has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 3% (Between $5.00 - $249.00). If you use this credit card for cash advances, the applicable fee is 3% (minimum of $5.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $19.00 for account balance between $0.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The American Express Blue Sky includes a rewards feature that allows you to earn Points when using the card.The card is associated with the American Express Blue Sky rewards program.Earn 1 point per each $1 spent on all purchases.There is no limit to the number of Points you can earn with this card.
The American Express Blue Sky also includes a number of addititional benefits such as the following: access your account online; blue sky program; fraud protection guarantee; global assist hotline; online year-end summary; emergency card replacement; express cash; dedicated customer service; car rental loss and damage insurance; travel accident insurance; purchase protection; return protection; extended warranty.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
0% (up to 6 months)
|
21.24% (variable)
|
| Balance transfer rate* | N/A |
21.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
21.24% (variable)
|
| Balance transfer rate* | N/A |
21.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
21.24% (variable)
|
| Balance transfer rate* | N/A |
21.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
19.24% (variable)
|
| Balance transfer rate* | N/A |
19.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
17.24% (variable)
|
| Balance transfer rate* | N/A |
17.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | American Express Blue Sky |
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Reward Earnings By Spend Category | |
| All Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Excellent (750+) |
| Instant Approval | Yes |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Access Your Account Online | |
| Blue Sky program | |
| Fraud Protection Guarantee | |
| Global Assist Hotline | |
| Online Year-End Summary | |
| Emergency Card replacement | |
| Express Cash | |
| Dedicated Customer Service | |
| Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.) | |
| Travel Accident Insurance (Provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter or bus) when the entire fare has been charged to the Card) | |
| Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase) | |
| Return Protection (If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling and up to a maximum of $1,000 annually per Card Account) | |
| Extended Warranty (With the Buyer's Assurance Plan, you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S) | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
