The American Express Gold Delta SkyMiles Card works on the American Express network and is primarily intended for consumers who have Good or better credit history.
The regular interest rate for purchases made with this card is 14.5% variable APR. This credit card features a promotional introductory rate on balance transfers…
of 9.99% fixed APR for the first 12 months. The customary rate applied to balance tranfers to this card is 14.5% variable APR. The regular interest rate for cash advances made with this card is 25.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 1 late payment in 12 billing cycles.
The American Express Gold Delta SkyMiles Card has an annual fee of $0.00 for first year or $95.00 for following years. For balance transfers to this card, you will incur a transaction fee of $0.00. If you use this credit card for cash advances, the applicable fee is 3% (minimum of $5.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $19.00 for account balance between $0.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The American Express Gold Delta SkyMiles Card includes a rewards feature that allows you to earn Miles when using the card.The card is associated with the Delta SkyMiles rewards program.For purchases at Delta, you will earn 2 miles for every dollar spent.Earn 1 mile per each $1 spent on all other purchases.There is no limit to the number of Miles you can earn with this card.The American Express Gold Delta SkyMiles Card also provides a sign-up bonus of 20,000 miles after first purchase.
The American Express Gold Delta SkyMiles Card also includes a number of addititional benefits such as the following: delta frequent flyer number printed on card; global assist hotline; pay with miles; car rental loss and damage insurance; travel accident insurance; access your account online; fraud protection guarantee; year end summary; purchase protection; save with american express selects; dedicated customer service; extended warranty; emergency card replacement. Read more
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
Fees
Balance transfer fee*
$0.00
Cash advance fee*
3% (minimum of $5.00)
Late payment fee*
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
Fees
Balance transfer fee*
$0.00
Cash advance fee*
3% (minimum of $5.00)
Late payment fee*
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
Fees
Balance transfer fee*
$0.00
Cash advance fee*
3% (minimum of $5.00)
Late payment fee*
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
Fees
Balance transfer fee*
$0.00
Cash advance fee*
3% (minimum of $5.00)
Late payment fee*
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however you should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
Rewards
Rewards Program Features
Rewards Program
Delta SkyMiles
Reward Units
Miles
Rewards Expiration
None
Total Earning Limit
None
Sign-up Bonus
20,000 miles after first purchase
Program website
www.delta.com/skymiles
Reward Earnings By Spend Category
Delta (Airfare)
2 miles per each $1 spent
All Other Purchases
1 mile per each $1 spent
Features and Benefits
Card Features
Category
Consumer
Network
American Express
Min Credit Level
Good (700 - 749)
Instant Approval
Yes
No Annual Fee
No
Rewards Program
Yes
Grace Period
25 days
Method For Computing Balance
Average Daily Balance
Universal Default
No
Revolving Credit
Yes
Secured Card
No
Card Benefits
Delta frequent flyer number printed on card
Global Assist Hotline
Pay with Miles
Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.)
Travel Accident Insurance (Provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter or bus) when the entire fare has been charged to the Card)
Access Your Account Online
Fraud Protection Guarantee
Year end Summary
Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase)
Save with American Express Selects
Dedicated Customer Service
Extended Warranty (Mirrors manufacturers' warranties for covered products purchased entirely with your Card account, for up to one additional year)
Emergency Card replacement
Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder! Click here to read about these rights or browse this card's compliance below.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 14.5%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles