Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The American Express Hilton HHonors® Surpass works on the American Express network and is primarily intended for consumers who have Good or better credit history.
This credit card features a fixed introductory interest rate on purchases of 2.99% APR for the first 6 months. The regular interest rate for purchases made with…
this card is 15.24% variable APR. This credit card features a promotional introductory rate on balance transfers of 2.99% fixed APR for the first 6 months. The customary rate applied to balance tranfers to this card is 15.24% variable APR. The regular interest rate for cash advances made with this card is 25.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 1 late payment in 12 billing cycles or 2 times over credit limit in 12 billing cycles.
The American Express Hilton HHonors® Surpass has an annual fee of $75.00. For balance transfers to this card, you will incur a transaction fee of $0.00. If you use this credit card for cash advances, the applicable fee is 3% (minimum of $5.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $19.00 for account balance between $0.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The American Express Hilton HHonors® Surpass includes a rewards feature that allows you to earn Points when using the card.The card is associated with the Hilton Hhonors rewards program.You will earn bonus rewards when spending on Household services/utilities, Gas Stations, Groceries, and Drugstores.For purchases at Hilton Family Hotels, you will earn 9 points for every dollar spent.Earn 3 points per each $1 spent on all other purchases.There is no limit to the number of Points you can earn with this card.The American Express Hilton HHonors® Surpass also provides a sign-up bonus of 40,000 points after first purchase.
The American Express Hilton HHonors® Surpass also includes a number of addititional benefits such as the following: auto rental insurance; zero liability for lost card with emergency card replacement.; additional cards carry virtually the same benefits as your card and earn points faster.; authorized access: allow someone you trust to manage your account.8; set up recurring payments to ensure your bills are always paid on time..
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Balance transfer rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Balance transfer rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Balance transfer rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Balance transfer rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Balance transfer rate* |
2.99% (up to 6 months)
|
15.24% (variable)
|
| Cash advance rate* | N/A |
25.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $75.00 | |
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | Hilton Hhonors |
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Sign-up Bonus | 40,000 points after first purchase |
| Reward Earnings By Spend Category | |
| Hilton Family Hotels (Hotels) | 9 points per each $1 spent |
| Drugstores | 6 points per each $1 spent |
| Gas Stations | 6 points per each $1 spent |
| Groceries | 6 points per each $1 spent |
| Household services/utilities | 6 points per each $1 spent |
| All Other Purchases | 3 points per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | Yes |
| No Annual Fee | No |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Auto rental insurance | |
| Zero liability for lost card with emergency card Replacement. | |
| Additional Cards carry virtually the same benefits as your Card and earn points faster. | |
| Authorized Access: Allow someone you trust to manage your account.8 | |
| Set up recurring payments to ensure your bills are always paid on time. | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
