The American Express Hilton HHonors works on the American Express network and is primarily intended for consumers who have Excellent credit.
This credit card features a fixed introductory interest rate on purchases of 2.9% APR for the first 6 months. The regular interest rate for purchases made with this card is 15.24%…
variable APR. This credit card features a promotional introductory rate on balance transfers of 2.9% fixed APR for the first 6 months. The customary rate applied to balance tranfers to this card is 15.24% variable APR. The regular interest rate for cash advances made with this card is 25.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 1 late payment in 12 billing cycles.
The American Express Hilton HHonors has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of $0.00. If you use this credit card for cash advances, the applicable fee is 3% (minimum of $5.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $19.00 for account balance between $0.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The American Express Hilton HHonors includes a rewards feature that allows you to earn Points when using the card.The card is associated with the Hilton Hhonors rewards program.You will earn bonus rewards when spending on Personal services, Groceries, Restaurants, Drugstores, Household services/utilities, and Gas Stations.For purchases at Hilton, you will earn 6 points for every dollar spent.Earn 3 points per each $1 spent on all other purchases.There is no limit to the number of Points you can earn with this card.The American Express Hilton HHonors also provides a sign-up bonus of 20,000 points after first purchase.
The American Express Hilton HHonors also includes a number of addititional benefits such as the following: extended warranty; emergency card replacement; save with american express selects; no annual fee; dedicated customer service; year end summary; global assist hotline; car rental loss and damage insurance; travel accident insurance; fraud protection guarantee; purchase protection. Read more
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
Fees
Balance transfer fee*
$0.00
Cash advance fee*
3% (minimum of $5.00)
Late payment fee*
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
Fees
Balance transfer fee*
$0.00
Cash advance fee*
3% (minimum of $5.00)
Late payment fee*
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
Fees
Balance transfer fee*
$0.00
Cash advance fee*
3% (minimum of $5.00)
Late payment fee*
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
Fees
Balance transfer fee*
$0.00
Cash advance fee*
3% (minimum of $5.00)
Late payment fee*
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*
$35.00
Min finance charge*
$0.50
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however you should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
Rewards
Rewards Program Features
Rewards Program
Hilton Hhonors
Reward Units
Points
Rewards Expiration
None
Total Earning Limit
None
Sign-up Bonus
20,000 points after first purchase
Program website
http://www.hiltonfamily.com
Additional Earning Opportunity
for each of your first four stays, earn 2,500 hhonors bonus points awarded only for qualified stays at participating hilton family hotels. you must pay for the stay with your hilton hhonors platinum credit card; you will receive 500 hilton hhonors bonus points for each qualifying stay at a participating hilton family hotel when the stay is booked online at any hilton family hotel website and paid for with the card.
Reward Earnings By Spend Category
Hilton (Hotels)
6 points per each $1 spent
Drugstores
6 points per each $1 spent
Gas Stations
6 points per each $1 spent
Groceries
6 points per each $1 spent
Household services/utilities
6 points per each $1 spent
Personal services
6 points per each $1 spent
Restaurants
6 points per each $1 spent
All Other Purchases
3 points per each $1 spent
Features and Benefits
Card Features
Category
Consumer
Network
American Express
Min Credit Level
Excellent (750+)
Instant Approval
Yes
No Annual Fee
Yes
Rewards Program
Yes
Grace Period
25 days
Method For Computing Balance
Average Daily Balance
Universal Default
No
Revolving Credit
Yes
Secured Card
No
Card Benefits
Extended Warranty (Mirrors manufacturers' warranties for covered products purchased entirely with your Card account, for up to one additional year)
Emergency Card replacement
Save with American Express Selects
No Annual Fee
Dedicated Customer Service
Year end Summary
Global Assist Hotline
Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.)
Travel Accident Insurance (Provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter or bus) when the entire fare has been charged to the Card)
Fraud Protection Guarantee
Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase)
Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder! Click here to read about these rights or browse this card's compliance below.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 15.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 25.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles