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Platinum Card(R) from American Express

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The American Express Platinum Card works on the American Express network and is primarily intended for consumers who have Good or better credit history.

The American Express Platinum Card has an annual fee of $450.00. If you miss a monthly payment on this card, you will be charged a late payment fee of 3% (Between $0.00…

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Card at-a-glance

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Rates & Fees Summary:

  • Intro purchase rate: N/A
  • Purchase rate: N/A
  • Intro balance transfer rate: N/A
  • Balance transfer rate: N/A
  • Annual Fee*: N/A
  • Balance transfer fee*: N/A

Rewards Summary:

  • Sign-up Bonus: N/A
  • Base earning rate: 1 point / $1
  • Max earning rate: 1 point / $1
  • Bonus Categories: N/A
  • Total Earning Limit: None

Card rates and fees

Select a credit rating to view corresponding estimated rates:
Annual Fee* $450.00
Late payment fee* 3% (Between $0.00 - $35.00)
Late payment fee* 3% (Between $0.00 - $35.00)
Late payment fee* 3% (Between $0.00 - $35.00)
Late payment fee* 3% (Between $0.00 - $35.00)
Late payment fee* 3% (Between $0.00 - $35.00)
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however you should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
Rewards
Rewards Program Features  
Rewards Program Membership Rewards
Reward Units Points
Rewards Expiration None
Total Earning Limit None
Program website http://www.membershiprewards.com
All Purchases 1 point per each $1 spent
Features and Benefits
Category Consumer
Network American Express
Min Credit Level Good (700 - 749)
Instant Approval Yes
No Annual Fee No
Rewards Program Yes
Universal Default No
Revolving Credit No
Secured Card No
Platinum Shopping Partners - special treatments from luxury retailers
Premium Seats and Luxury Suites program for sports and concerts
Platinum Dining Reservations - a table reserved at the newest restaurants
24-hour emergency referrals through enhanced Premium Global Assist Hotline
Complimentary companion tickets through the International Airline Program
Fine Hotels & Resorts Program with special upgrades and amenities
Baggage Insurance Plan
Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase)
Fraud Protection Guarantee
$500,000 Travel Accident Insurance (Provides up to $500,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to your Platinum Card)
Platinum Destinations Vacations
Cruise Privileges Program with exclusive amenities
Membership in premium car rental programs
Dedicated Customer Service
Platinum Card Concierge - personal and professional assistance
Buyer's Assurance Plan
Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.)
Complimentary admission through Airport Club Access Program
Platinum Card Customer Service
Online Year-End Summary
Fine Dining program - reservation at acclaimed restaurants
By Invitation Only - special access to exclusive events
Return Protection (If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling, and up to a maximum of $1,000 annually per Card Account.)
Departures magazine - insider source for sophisticated tastes
Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder!
Click here to read about these rights or browse this card's compliance below.
How does this card comply?
Protection from arbitrary rate increases
The right to have rates reviewed and reduced
Fair allocation of payments
No universal default
No double-cycle billing
No fees for paying your bill
Protection from due date gimmicks
Enough time to pay your bill
Education on dangers of minimum payments
Protection of young cardholders
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