Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The American Express Preferred Rewards Gold Card works on the American Express network and is primarily intended for consumers who have Good or better credit history.
The American Express Preferred Rewards Gold Card has an annual fee of $0.00 for first year or $125.00 for following years. If you miss a monthly payment…
on this card, you will be charged a late payment fee of 3% (Between $0.00 - $35.00).
The American Express Preferred Rewards Gold Card includes a rewards feature that allows you to earn Points when using the card.The card is associated with the Membership Rewards rewards program.Earn 1 point per each $1 spent on all purchases.There is no limit to the number of Points you can earn with this card.
The American Express Preferred Rewards Gold Card also includes a number of addititional benefits such as the following: purchase protection; fraud protection guarantee; car rental loss and damage insurance; manage your card account online; gold card events; american express preferred rewards travel service; buyer's assurance plan; baggage insurance plan; assured reservations; online year-end summary; emergency check cashing; emergency check-in; travel accident insurance; emergency card replacement; global assist hotline; save with american express selects.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Estimated Rates | Introductory APR | Regular APR |
| Estimated Rates | Introductory APR | Regular APR |
| Estimated Rates | Introductory APR | Regular APR |
| Estimated Rates | Introductory APR | Regular APR |
| Fees | ||
| Annual Fee* |
$0.00 for first year $125.00 for following years |
|
| Late payment fee* | 3% (Between $0.00 - $35.00) | |
| Fees | ||
| Late payment fee* | 3% (Between $0.00 - $35.00) | |
| Fees | ||
| Late payment fee* | 3% (Between $0.00 - $35.00) | |
| Fees | ||
| Late payment fee* | 3% (Between $0.00 - $35.00) | |
| Fees | ||
| Late payment fee* | 3% (Between $0.00 - $35.00) | |
| Rewards Program Features | |
|---|---|
| Rewards Program | Membership Rewards |
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Program website | http://www.membershiprewards.com |
| Reward Earnings By Spend Category | |
| All Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | Yes |
| No Annual Fee | No |
| Rewards Program | Yes |
| Universal Default | No |
| Revolving Credit | No |
| Secured Card | No |
| Card Benefits | |
| Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase) | |
| Fraud Protection Guarantee | |
| Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.) | |
| Manage Your Card Account Online | |
| Gold Card Events | |
| American Express Preferred Rewards Travel Service | |
| Buyer's Assurance Plan | |
| Baggage Insurance Plan | |
| Assured Reservations | |
| Online Year-End Summary | |
| Emergency Check Cashing | |
| Emergency Check-In | |
| Travel Accident Insurance (Protect yourself and your family with up to $100,000 in Travel Accident Insurance. Automatic coverage for accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, helicopter, ship, or bus) when the entire fare has been charged to the Card) | |
| Emergency Card replacement | |
| Global Assist Hotline | |
| Save with American Express Selects | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
This is a charge card( paid monthly in full) so you dont have to worry about spending within 30 percent of your credit limit. Charge cards show up differently on your credit card so they also add towards the 10 percent score being towards types of credit. Pro - Looks good. Amazing features. Good points. Fraud protection. Customer support, Cons -Not accepted everywhere, expensive
