Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The American Express TrueEarnings Card from Costco works on the American Express network and is primarily intended for consumers who have Good or better credit history.
The regular interest rate for purchases made with this card is 15.24%. The customary rate applied to balance tranfers to this card is N/A.
The…
American Express TrueEarnings Card from Costco has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of $0.00. If you use this credit card for cash advances, the applicable fee is 3% (minimum of $5.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $15.00 for account balance between $0.00-$399.99 or $35.00 for account balance greater than $400.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $29.00.
The American Express TrueEarnings Card from Costco includes a rewards feature that allows you to earn Cash when using the card.You will earn bonus rewards when spending on Airfare, Restaurants, and Gas Stations.Earn 1% per each $1 spent on all other purchases.There is no limit to the number of Cash you can earn with this card.
The American Express TrueEarnings Card from Costco also includes a number of addititional benefits such as the following: extended warranty; purchase protection; fraud protection guarantee; car rental loss and damage insurance; emergency card replacement; access your account online; travel accident insurance.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | 0% (up to 6 months) | 15.24% |
| Balance transfer rate* | N/A | 15.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | 0% (up to 6 months) | 15.24% |
| Balance transfer rate* | N/A | 15.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | 0% (up to 6 months) | 15.24% |
| Balance transfer rate* | N/A | 15.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | 0% (up to 6 months) | 15.24% |
| Balance transfer rate* | N/A | 15.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | 0% (up to 6 months) | 15.24% |
| Balance transfer rate* | N/A | 15.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$399.99 $35.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $29.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$399.99 $35.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $29.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$399.99 $35.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $29.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$399.99 $35.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $29.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$399.99 $35.00 for account balance greater than $400.00 |
|
| Over credit limit fee* | $29.00 | |
| Min finance charge* | $0.50 | |
| Rewards Program Features | |
|---|---|
| Reward Units | Cash |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Reward Earnings By Spend Category | |
| Airfare | 2% per each $1 spent |
| Gas Stations | 3% per each $1 spent up to $3,000, 1% per each $1 spent above $3,001 |
| Restaurants | 3% per each $1 spent |
| All Other Purchases | 1% per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Extended Warranty (With the Buyer's Assurance Plan* you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S) | |
| Purchase Protection (Shop with confidence and the Purchase Protection Plan*, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase) | |
| Fraud Protection Guarantee | |
| Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Simply decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. This coverage is excess to your other sources of insurance. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.) | |
| Emergency Card replacement | |
| Access Your Account Online | |
| Travel Accident Insurance (Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card) | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
There's actually two versions of this card. There is a business version that give additional cash back on gas purchases. This card does not use points. They pay you a percentage of your expenditures for the year. Once a year, American Express gives you a check that can only be redeemed at a Costco store for cash or purchases.
