Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Bank of America Asiana American Express Card works on the American Express network and is primarily intended for consumers who have Good or better credit history.
The regular interest rate for purchases made with this card is 14.24% variable APR. The customary rate applied to balance tranfers to this card is 14.24%…
variable APR. The regular interest rate for cash advances made with this card is 24.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 2 times over credit limit in 12 billing cycles or 2 late payments in 12 billing cycles.
The Bank of America Asiana American Express Card has an annual fee of $99.00. For balance transfers to this card, you will incur a transaction fee of 4% (minimum of $10.00). If you use this credit card for cash advances, the applicable fee is 4% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $15.00 for account balance between $0.00-$100.00 or $29.00 for account balance between $100.01-$250.00 or $39.00 for account balance greater than $250.01. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $39.00.
The Bank of America Asiana American Express Card includes a rewards feature that allows you to earn Miles when using the card.The card is associated with the Asiana Club rewards program.For purchases at participating grocery stores, you will earn 3 miles for every dollar spent.Earn 2 miles per each $1 spent on all other purchases.You can earn up to a total of 200,000 miles (per year).The Bank of America Asiana American Express Card also provides a sign-up bonus of 5,000 miles after first purchase.
The Bank of America Asiana American Express Card also includes a number of addititional benefits such as the following: star alliance member; access to the myconciergesm service, a unique personal assistance service; car rental loss & damage insurance and travel accident insurance; absolute fraud protection against unauthorized use, online and offline; retail protection, and extended warranty coverage on purchases made with the card; total security protection; airfare rebates; golf privileges; emergency assistance services and emergency roadside assistance; 24-hour customer service, secure online account access and electronic bill payment service; online banking service.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | N/A |
14.24% (variable)
|
| Balance transfer rate* | N/A |
14.24% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
14.24% (variable)
|
| Balance transfer rate* | N/A |
14.24% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
14.24% (variable)
|
| Balance transfer rate* | N/A |
14.24% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
14.24% (variable)
|
| Balance transfer rate* | N/A |
14.24% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
14.24% (variable)
|
| Balance transfer rate* | N/A |
14.24% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $99.00 | |
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 1% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 1% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 1% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 1% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 1% | |
| Min finance charge* | $1.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | Asiana Club |
| Reward Units | Miles |
| Rewards Expiration | None |
| Total Earning Limit | 200,000 miles (per year) |
| Sign-up Bonus | 5,000 miles after first purchase |
| Program website | http://www.us.flyasiana.com |
| Reward Earnings By Spend Category | |
| participating grocery stores (Groceries) | 3 miles per each $1 spent |
| All Other Purchases | 2 miles per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | No |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Star Alliance Member | |
| Access to the MyConciergeSM service, a unique personal assistance service | |
| Car Rental Loss & Damage Insurance and Travel Accident Insurance | |
| Absolute fraud protection against unauthorized use, online and offline | |
| Retail Protection, and Extended Warranty coverage on purchases made with the Card | |
| Total Security Protection | |
| Airfare rebates (an automatic $100 annual rebate on Asiana Airlines ticket purchases.) | |
| Golf privileges | |
| Emergency Assistance Services and Emergency Roadside Assistance | |
| 24-hour Customer Service, Secure Online Account Access and electronic bill payment service | |
| Online Banking service | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
