Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Capital One No Hassle Points Rewards - Excellent Credit works on the MasterCard network and is primarily intended for consumers who have Excellent credit.
This credit card features a fixed introductory interest rate on purchases of 0% APR until 5/31/10. The regular interest rate for purchases made with this card is…
13.9% variable APR. The customary rate applied to balance tranfers to this card is 13.9% variable APR. The regular interest rate for cash advances made with this card is 24.9% variable APR. Please note that all of the above rates may be replaced with the current default rate of 29.4% APR upon any of the following events: 2 late payments in 12 billing cycles.
The Capital One No Hassle Points Rewards - Excellent Credit has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of $0.00. If you use this credit card for cash advances, the applicable fee is 3% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $15.00 for account balance between $0.00-$99.90 or $29.00 for account balance between $100.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $19.00 for account balance between $0.00-$499.99 or $29.00 for account balance between $500.00-$999.99 or $39.00 for account balance greater than $1,000.00.
The Capital One No Hassle Points Rewards - Excellent Credit includes a rewards feature that allows you to earn Points when using the card.The card is associated with the No Hassle Points rewards program.You will earn bonus rewards when spending on Groceries, Drugstores, and Gas Stations.Earn 1 point per each $1 spent on all other purchases.There is no limit to the number of Points you can earn with this card.
The Capital One No Hassle Points Rewards - Excellent Credit also includes a number of addititional benefits such as the following: $0 annual fee; 24-hour roadside assistance with lock-out service; additional protection on your purchases with an extended warranty program from visa; up to 40% off featured deals and 10% savings on everything else at the capital one saving zone on yahoo! shopping; $0 fraud liability for unauthorized use if your card is lost or stolen; $0 transfer fee; auto rental collision damage waiver; exclusive savings at capital one saving zone on yahoo! shopping.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
0% (up to 7 months)
|
13.9% (variable)
|
| Balance transfer rate* | N/A |
13.9% (variable)
|
| Cash advance rate* | N/A |
24.9% (variable)
|
| Default rate* | N/A |
29.4% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 7 months)
|
13.9% (variable)
|
| Balance transfer rate* | N/A |
13.9% (variable)
|
| Cash advance rate* | N/A |
24.9% (variable)
|
| Default rate* | N/A |
29.4% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 7 months)
|
13.9% (variable)
|
| Balance transfer rate* | N/A |
13.9% (variable)
|
| Cash advance rate* | N/A |
24.9% (variable)
|
| Default rate* | N/A |
29.4% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 7 months)
|
13.9% (variable)
|
| Balance transfer rate* | N/A |
13.9% (variable)
|
| Cash advance rate* | N/A |
24.9% (variable)
|
| Default rate* | N/A |
29.4% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 7 months)
|
13.9% (variable)
|
| Balance transfer rate* | N/A |
13.9% (variable)
|
| Cash advance rate* | N/A |
24.9% (variable)
|
| Default rate* | N/A |
29.4% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.90 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* |
$19.00 for account balance between $0.00-$499.99 $29.00 for account balance between $500.00-$999.99 $39.00 for account balance greater than $1,000.00 |
|
| Returned payment fee* | $39.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.90 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* |
$19.00 for account balance between $0.00-$499.99 $29.00 for account balance between $500.00-$999.99 $39.00 for account balance greater than $1,000.00 |
|
| Returned payment fee* | $39.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.90 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* |
$19.00 for account balance between $0.00-$499.99 $29.00 for account balance between $500.00-$999.99 $39.00 for account balance greater than $1,000.00 |
|
| Returned payment fee* | $39.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.90 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* |
$19.00 for account balance between $0.00-$499.99 $29.00 for account balance between $500.00-$999.99 $39.00 for account balance greater than $1,000.00 |
|
| Returned payment fee* | $39.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.90 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* |
$19.00 for account balance between $0.00-$499.99 $29.00 for account balance between $500.00-$999.99 $39.00 for account balance greater than $1,000.00 |
|
| Returned payment fee* | $39.00 | |
| Min finance charge* | $0.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | No Hassle Points |
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Program website | www.capitalone.com/pointsrewards |
| Reward Earnings By Spend Category | |
| Drugstores | 2 points per each $1 spent |
| Gas Stations | 2 points per each $1 spent |
| Groceries | 2 points per each $1 spent |
| All Other Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | MasterCard |
| Min Credit Level | Excellent (750+) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Credit Limit | 500 - 20,000 |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Minimum Payment | Greater of 15 or 0.01% of account balance |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| $0 Annual fee | |
| 24-hour Roadside Assistance with lock-out service | |
| Additional protection on your purchases with an extended warranty program from Visa | |
| Up to 40% off featured deals and 10% savings on everything else at the Capital One Saving Zone on Yahoo! Shopping | |
| $0 fraud liability for unauthorized use if your card is lost or stolen | |
| $0 Transfer fee | |
| Auto Rental Collision Damage Waiver | |
| Exclusive savings at Capital One Saving Zone on Yahoo! Shopping | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
