Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The American Express Blue works on the American Express network and is primarily intended for consumers who have Excellent credit.
The regular interest rate for purchases made with this card is As Low As 15.24%. The customary rate applied to balance tranfers to this card is N/A.
The American Express Blue has an…
annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 3% (Between $5.00 - $249.00). If you use this credit card for cash advances, the applicable fee is 3% (minimum of $5.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $19.00 for account balance between $0.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The American Express Blue includes a rewards feature that allows you to earn Points when using the card.The card is associated with the Membership Rewards rewards program.For purchases at American Express Travel, you will earn 2 points for every dollar spent.For purchases at American Express Travel, you will earn 2 points for every dollar spent.Earn 1 point per each $1 spent on all other purchases.There is no limit to the number of Points you can earn with this card.
The American Express Blue also includes a number of addititional benefits such as the following: car rental loss and damage insurance; free add-on cards; purchase protection; access your account online; emergency card replacement; expresspay; online year-end summary; extended warranty; fraud protection guarantee; return protection; travel accident insurance; global assist hotline; dedicated customer service.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | 0% (up to 6 months) | As Low As 15.24% |
| Balance transfer rate* | N/A | 19.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | 0% (up to 6 months) | As Low As 15.24% |
| Balance transfer rate* | N/A | 19.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | 0% (up to 6 months) | As Low As 15.24% |
| Balance transfer rate* | N/A | 19.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | 0% (up to 6 months) | As Low As 15.24% |
| Balance transfer rate* | N/A | 17.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | 0% (up to 6 months) | As Low As 15.24% |
| Balance transfer rate* | N/A | 15.24% (variable) |
| Cash advance rate* | N/A | 25.24% (variable) |
| Default rate* | N/A | 27.24% (variable) |
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Fees | ||
| Balance transfer fee* | 3% (Between $5.00 - $249.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $35.00 | |
| Min finance charge* | $0.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | Membership Rewards |
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Reward Earnings By Spend Category | |
| American Express Travel (Airfare) | 2 points per each $1 spent |
| American Express Travel (Hotels) | 2 points per each $1 spent |
| All Other Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Excellent (750+) |
| Instant Approval | Yes |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.) | |
| Free add-on cards | |
| Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase) | |
| Access Your Account Online | |
| Emergency Card replacement | |
| ExpressPay | |
| Online Year-End Summary | |
| Extended Warranty (With the Buyer's Assurance Plan, you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S) | |
| Fraud Protection Guarantee | |
| Return Protection (If you try to return a designated item within 90 days from the date of purchase and the merchant won't take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling and up to a maximum of $1,000 annually per Card account) | |
| Travel Accident Insurance (Provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter or bus) when the entire fare has been charged to the Card) | |
| Global Assist Hotline | |
| Dedicated Customer Service | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
