Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Bank of America BankAmericard Power Rewards Visa Signature Card works on the Visa network and is primarily intended for consumers who have Good or better credit history.
This credit card features a fixed introductory interest rate on purchases of 0% APR for the first 10 months. The regular interest rate for purchases…
made with this card is 16.19% variable APR. This credit card features a promotional introductory rate on balance transfers of 0% fixed APR for the first 10 months. The customary rate applied to balance tranfers to this card is 16.19% variable APR. The regular interest rate for cash advances made with this card is 24.24% variable APR.
The Bank of America BankAmericard Power Rewards Visa Signature Card has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 4% (minimum of $10.00). If you use this credit card for cash advances, the applicable fee is 4% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $15.00 for account balance between $0.00-$99.99 or $29.00 for account balance between $100.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $0.00.
The Bank of America BankAmericard Power Rewards Visa Signature Card includes a rewards feature that allows you to earn Points when using the card.The card is associated with the Power Rewards rewards program.You will earn bonus rewards when spending on Gas Stations, Groceries, and Drugstores.Earn 1 point per each $1 spent on all other purchases.There is no limit to the number of Points you can earn with this card.
The Bank of America BankAmericard Power Rewards Visa Signature Card also includes a number of addititional benefits such as the following: total security protection package; online access to view transactions; optional overdraft protection on checking.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
0% (up to 7 months)
|
20.99% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
20.99% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 7 months)
|
20.99% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
20.99% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 7 months)
|
18.99% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
18.99% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 10 months)
|
16.19% (variable)
|
| Balance transfer rate* |
0% (up to 10 months)
|
16.19% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 10 months)
|
14.59% (variable)
|
| Balance transfer rate* |
0% (up to 10 months)
|
14.59% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | Power Rewards |
| Reward Units | Points |
| Rewards Expiration | 60 months |
| Total Earning Limit | None |
| Program website | www.bankofamerica.com/powerrewards |
| Reward Earnings By Spend Category | |
| Drugstores | 3 points per each $1 spent for first 6 months, 1 point per each $1 spent after 6 months |
| Gas Stations | 3 points per each $1 spent for first 6 months, 1 point per each $1 spent after 6 months |
| Groceries | 3 points per each $1 spent for first 6 months, 1 point per each $1 spent after 6 months |
| All Other Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Credit Limit | At least 5,000 |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Total Security Protection package (Total Security Protection package) | |
| Online access to view transactions | |
| Optional overdraft protection on checking | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
