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Bank of America BankAmericard Visa Card

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The Bank of America BankAmericard Visa Card works on the Visa network and is primarily intended for consumers who have Good or better credit history.

The regular interest rate for purchases made with this card is 14.59% variable APR. This credit card features a promotional introductory rate on balance transfers of 0% fixed…

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Card at-a-glance

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Rates & Fees Summary:

  • Intro purchase rate: N/A
  • Purchase rate: 14.59% (variable)
  • Intro balance transfer rate: 0% (up to 10 months)
  • Balance transfer rate: 14.59% (variable)
  • Annual Fee*: N/A
  • Balance transfer fee*: 4% (minimum of $10.00)
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.

Card rates and fees

Select a credit rating to view corresponding estimated rates:
Purchase rate* N/A 19.99% (variable) view rate details
Balance transfer rate* 0% (up to 7 months) view rate details 19.99% (variable) view rate details
Cash advance rate* N/A 24.24% (variable) view rate details
Purchase rate* N/A 19.99% (variable) view rate details
Balance transfer rate* 0% (up to 7 months) view rate details 19.99% (variable) view rate details
Cash advance rate* N/A 24.24% (variable) view rate details
Purchase rate* N/A 17.74% (variable) view rate details
Balance transfer rate* 0% (up to 7 months) view rate details 17.74% (variable) view rate details
Cash advance rate* N/A 24.24% (variable) view rate details
Purchase rate* N/A 14.59% (variable) view rate details
Balance transfer rate* 0% (up to 10 months) view rate details 14.59% (variable) view rate details
Cash advance rate* N/A 24.24% (variable) view rate details
Purchase rate* N/A 12.79% (variable) view rate details
Balance transfer rate* 0% (up to 10 months) view rate details 12.79% (variable) view rate details
Cash advance rate* N/A 24.24% (variable) view rate details
Annual Fee* $0.00
Balance transfer fee* 4% (minimum of $10.00)
Cash advance fee* 4% (minimum of $10.00)
Late payment fee* $15.00 for account balance between $0.00-$99.99
$29.00 for account balance between $100.00-$249.99
$39.00 for account balance greater than $250.00
Over credit limit fee* $0.00
Foreign currency fee* 3%
Min finance charge* $1.50
Balance transfer fee* 4% (minimum of $10.00)
Cash advance fee* 4% (minimum of $10.00)
Late payment fee* $15.00 for account balance between $0.00-$99.99
$29.00 for account balance between $100.00-$249.99
$39.00 for account balance greater than $250.00
Over credit limit fee* $0.00
Foreign currency fee* 3%
Min finance charge* $1.50
Balance transfer fee* 4% (minimum of $10.00)
Cash advance fee* 4% (minimum of $10.00)
Late payment fee* $15.00 for account balance between $0.00-$99.99
$29.00 for account balance between $100.00-$249.99
$39.00 for account balance greater than $250.00
Over credit limit fee* $0.00
Foreign currency fee* 3%
Min finance charge* $1.50
Balance transfer fee* 4% (minimum of $10.00)
Cash advance fee* 4% (minimum of $10.00)
Late payment fee* $15.00 for account balance between $0.00-$99.99
$29.00 for account balance between $100.00-$249.99
$39.00 for account balance greater than $250.00
Over credit limit fee* $0.00
Foreign currency fee* 3%
Min finance charge* $1.50
Balance transfer fee* 4% (minimum of $10.00)
Cash advance fee* 4% (minimum of $10.00)
Late payment fee* $15.00 for account balance between $0.00-$99.99
$29.00 for account balance between $100.00-$249.99
$39.00 for account balance greater than $250.00
Over credit limit fee* $0.00
Foreign currency fee* 3%
Min finance charge* $1.50
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
Rewards
Features and Benefits
Category Consumer
Network Visa
Min Credit Level Good (700 - 749)
Instant Approval No
No Annual Fee Yes
Rewards Program No
Credit Limit At least 2,000
Grace Period 25 days
Method For Computing Balance Average Daily Balance
Universal Default No
Revolving Credit Yes
Secured Card No
Travel and Emergency Assistance
Total Security Protection package
Overdraft protection on checking
Online access to view transactions
Retail Purchase Protection
Auto Rental Insurance
Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder!
Click here to read about these rights or browse this card's compliance below.
How does this card comply?
Protection from arbitrary rate increases
The right to have rates reviewed and reduced
Fair allocation of payments
No universal default
No double-cycle billing
No fees for paying your bill
Protection from due date gimmicks
Enough time to pay your bill
Education on dangers of minimum payments
Protection of young cardholders
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