Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Bank of America Celebrity Cruises WorldPoints Visa works on the Visa network and is primarily intended for consumers who have Fair or better credit history.
The regular interest rate for purchases made with this card is 23.24% variable APR. This credit card features a promotional introductory rate on balance transfers…
of 1.99% fixed APR for the first 7 months. The customary rate applied to balance tranfers to this card is 23.24% variable APR. The regular interest rate for cash advances made with this card is 19.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 2 late payments in 12 billing cycles or 2 times over credit limit in 12 billing cycles.
The Bank of America Celebrity Cruises WorldPoints Visa has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 3% (minimum of $10.00) for first year or 4% (minimum of $10.00) for following years. If you use this credit card for cash advances, the applicable fee is 4% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $15.00 for account balance between $0.00-$100.00 or $29.00 for account balance between $100.01-$250.00 or $39.00 for account balance greater than $250.01. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $39.00.
The Bank of America Celebrity Cruises WorldPoints Visa includes a rewards feature that allows you to earn Points when using the card.The card is associated with the WorldPoints rewards program.For purchases at Celebrity Cruises, you will earn 2 points for every dollar spent.Earn 1 point per each $1 spent on all other purchases.There is no limit to the number of Points you can earn with this card.The Bank of America Celebrity Cruises WorldPoints Visa also provides a sign-up bonus of 2,500 points after first purchase.
The Bank of America Celebrity Cruises WorldPoints Visa also includes a number of addititional benefits such as the following: total security protection; online banking service.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | N/A |
23.24% (variable)
|
| Balance transfer rate* |
1.99% (up to 7 months)
|
23.24% (variable)
|
| Cash advance rate* | N/A |
19.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
23.24% (variable)
|
| Balance transfer rate* |
1.99% (up to 7 months)
|
23.24% (variable)
|
| Cash advance rate* | N/A |
19.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
23.24% (variable)
|
| Balance transfer rate* |
1.99% (up to 7 months)
|
23.24% (variable)
|
| Cash advance rate* | N/A |
19.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
11.24% (variable)
|
| Balance transfer rate* |
1.99% (up to 7 months)
|
11.24% (variable)
|
| Cash advance rate* | N/A |
19.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
11.24% (variable)
|
| Balance transfer rate* |
1.99% (up to 7 months)
|
11.24% (variable)
|
| Cash advance rate* | N/A |
19.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* |
$0.00[Cash advance check] 4% (minimum of $10.00) |
|
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* |
$0.00[Cash advance check] 4% (minimum of $10.00) |
|
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* |
$0.00[Cash advance check] 4% (minimum of $10.00) |
|
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* |
$0.00[Cash advance check] 4% (minimum of $10.00) |
|
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* |
$0.00[Cash advance check] 4% (minimum of $10.00) |
|
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | WorldPoints |
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Sign-up Bonus | 2,500 points after first purchase |
| Program website | http://www.bankofamerica.com/rewards |
| Reward Earnings By Spend Category | |
| Celebrity Cruises (Cruises) | 2 points per each $1 spent |
| All Other Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Fair (620 - 699) |
| Instant Approval | Yes |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Credit Limit | At least 2,000 |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Total Security Protection | |
| Online Banking service | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
