Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Bank of America Fidelity Investment Rewards Visa Signature Card with WorldPoints works on the Visa network and is primarily intended for consumers who have Excellent credit.
The regular interest rate for purchases made with this card is 13.99% variable APR. This credit card features a promotional introductory rate on…
balance transfers of 0% fixed APR for the first 7 months. The customary rate applied to balance tranfers to this card is 13.99% variable APR. The regular interest rate for cash advances made with this card is 24.24% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 2 late payments in 12 billing cycles.
The Bank of America Fidelity Investment Rewards Visa Signature Card with WorldPoints has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 4% (minimum of $10.00). If you use this credit card for cash advances, the applicable fee is 4% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $15.00 for account balance between $0.00-$100.00 or $29.00 for account balance between $100.01-$250.00 or $39.00 for account balance greater than $250.01. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $0.00.
The Bank of America Fidelity Investment Rewards Visa Signature Card with WorldPoints includes a rewards feature that allows you to earn Points when using the card.The card is associated with the WorldPoints rewards program.Earn 1.5 points per each $1 spent up to $15,000, 2 points per each $1 spent above $15,001 on all purchases.There is no limit to the number of Points you can earn with this card.
The Bank of America Fidelity Investment Rewards Visa Signature Card with WorldPoints also includes a number of addititional benefits such as the following: myconciergesm personal concierge service; cash advances available at atm's worldwide; auto rental collision damage waiver; fraud protection for unauthorized purchases; no annual fee; roadside dispatch; travel accident insurance; lost luggage reimbursement; travel and emergency assistance services; purchase security.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | N/A |
13.99% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
13.99% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
13.99% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
13.99% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
13.99% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
13.99% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
13.99% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
13.99% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
13.99% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
13.99% (variable)
|
| Cash advance rate* | N/A |
24.24% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* | 4% (minimum of $10.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $0.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | WorldPoints |
| Reward Units | Points |
| Rewards Expiration | 60 months |
| Total Earning Limit | None |
| Program website | www.fiacardservices.com/worldpoints |
| Reward Earnings By Spend Category | |
| All Purchases | 1.5 points per each $1 spent up to $15,000, 2 points per each $1 spent above $15,001 |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Excellent (750+) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Credit Limit | At least 5,000 |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| MyConciergeSM personal concierge service | |
| Cash advances available at ATM's worldwide | |
| Auto Rental Collision Damage Waiver | |
| Fraud protection for unauthorized purchases | |
| No Annual fee | |
| Roadside Dispatch (Roadside Dispatch provides convenient towing and locksmith referral services in the United States and Canada, available 24 hours a day, 7 days a week) | |
| Travel Accident Insurance | |
| Lost Luggage Reimbursement (Lost Luggage Reimbursement gives you peace of mind by covering your luggage up to $3,000 if lost or stolen) | |
| Travel and Emergency Assistance Services | |
| Purchase Security (Purchase Security protects virtually anything you buy with your eligible Visa Signature Card in case of theft or damage) | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
