Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Bank of America U.S. Olympic Team WorldPoints Visa works on the Visa network and is primarily intended for consumers who have Good or better credit history.
The regular interest rate for purchases made with this card is 15.19% variable APR. Please note that all of the above rates may be replaced with the current default…
rate of 27.24% APR upon any of the following events: 2 late payments in 12 billing cycles or 2 times over credit limit in 12 billing cycles.
The Bank of America U.S. Olympic Team WorldPoints Visa has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 3% (minimum of $10.00) for first year or 4% (minimum of $10.00) for following years. If you use this credit card for cash advances, the applicable fee is 5% (minimum of $15.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $15.00 for account balance between $0.00-$100.00 or $29.00 for account balance between $100.01-$250.00 or $39.00 for account balance greater than $250.01. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $39.00.
The Bank of America U.S. Olympic Team WorldPoints Visa includes a rewards feature that allows you to earn Points when using the card.The card is associated with the WorldPoints rewards program.Earn 1 point per each $1 spent on all purchases.There is no limit to the number of Points you can earn with this card.
The Bank of America U.S. Olympic Team WorldPoints Visa also includes a number of addititional benefits such as the following: shop online safely with our shopsafe service; online purchase protection; consolidate payments by transferring balances from other cards; photo security; guaranteed credit. your account will be credited promptly, often as soon as the end of the next day for unauthorised transactions if your card is used fraudulently; zero liability for lost card; purchase guard which may double the manufacturer's original us warranty of a year or less; additional cards at no extra charge; travel and emergency assistance; online protection; zero liability. if your card is lost or stolen, bank of america reimburses you for any unauthorized card transactions up to the amount of the loss.; online banking service; guaranteed credit; zero liability; total security protection package; fraud monitoring. reviews how and where the card is being used and is designed to block potential fraud if abnormal patterns are detected.; avoid late fees by paying your monthly bill online at no charge; use sitekey to prevent unauthorized access to your accounts; automatic auto rental insurance; purchase replacement; online protection: provides password protection to prevent others from using your card to make online purchases.; fraud monitoring; cash advance checks at no extra charge; monitor your account with free alerts.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | N/A |
19.99% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
19.99% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
17.99% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
15.19% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
13.59% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* | 5% (minimum of $15.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* | 5% (minimum of $15.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* | 5% (minimum of $15.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* | 5% (minimum of $15.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Fees | ||
| Balance transfer fee* |
3% (minimum of $10.00) for first year 4% (minimum of $10.00) for following years |
|
| Cash advance fee* | 5% (minimum of $15.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$100.00 $29.00 for account balance between $100.01-$250.00 $39.00 for account balance greater than $250.01 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.50 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | WorldPoints |
| Reward Units | Points |
| Rewards Expiration | 60 months |
| Total Earning Limit | None |
| Program website | http://www.bankofamerica.com/worldpoints |
| Reward Earnings By Spend Category | |
| All Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Credit Limit | At least 2,000 |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Shop online safely with our ShopSafe service | |
| Online Purchase Protection | |
| Consolidate payments by transferring balances from other cards | |
| Photo Security | |
| Guaranteed credit. Your account will be credited promptly, often as soon as the end of the next day for unauthorised transactions if your card is used fraudulently | |
| Zero liability for lost card | |
| Purchase Guard which may double the manufacturer's original US warranty of a year or less | |
| Additional cards at no extra charge | |
| Travel and emergency assistance | |
| Online protection | |
| Zero Liability. If your card is lost or stolen, Bank of America reimburses you for any unauthorized card transactions up to the amount of the loss. | |
| Online Banking service | |
| Guaranteed Credit | |
| Zero Liability | |
| Total Security Protection package | |
| Fraud monitoring. Reviews how and where the card is being used and is designed to block potential fraud if abnormal patterns are detected. | |
| Avoid late fees by paying your monthly bill online at no charge | |
| Use SiteKey to prevent unauthorized access to your accounts | |
| Automatic auto rental insurance | |
| Purchase Replacement (Purchase Replacement provides coverage on purchases that are stolen, damaged or lost, within 90 days of purchase) | |
| Online Protection: Provides password protection to prevent others from using your card to make online purchases. | |
| Fraud monitoring | |
| Cash advance checks at no extra charge | |
| Monitor your account with free alerts | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
