Chase FreedomSM Credit Card

Chase FreedomSM

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee

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Overview
Rates & Fees
Rewards
Features & Benefits
Bill of Rights
Reviews

Card at-a-glance

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Rates & Fees Summary:

Intro purchase rate: 0% (up to 6 months)
Purchase rate: 17.99% (variable)
Intro balance transfer rate: 0% (up to 12 months)
Balance transfer rate: 17.99% (variable)
Annual Fee*: N/A
Balance transfer fee*: 5% (minimum of $10.00)

*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.

Card rates and fees

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Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	22.99% (variable)
Balance transfer rate*	0% (up to 12 months)	22.99% (variable)
Cash advance rate*	N/A	23.24% (variable)
Default rate*	N/A	29.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	22.99% (variable)
Balance transfer rate*	0% (up to 12 months)	22.99% (variable)
Cash advance rate*	N/A	23.24% (variable)
Default rate*	N/A	29.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	22.99% (variable)
Balance transfer rate*	0% (up to 12 months)	22.99% (variable)
Cash advance rate*	N/A	23.24% (variable)
Default rate*	N/A	29.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	17.99% (variable)
Balance transfer rate*	0% (up to 12 months)	17.99% (variable)
Cash advance rate*	N/A	19.24% (variable)
Default rate*	N/A	29.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	12.99% (variable)
Balance transfer rate*	0% (up to 12 months)	12.99% (variable)
Cash advance rate*	N/A	19.24% (variable)
Default rate*	N/A	29.99% (variable)
Fees
Annual Fee*	$0.00
Balance transfer fee*	5% (minimum of $10.00)
Cash advance fee*	5% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.50
Fees
Balance transfer fee*	5% (minimum of $10.00)
Cash advance fee*	5% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.50
Fees
Balance transfer fee*	5% (minimum of $10.00)
Cash advance fee*	5% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.50
Fees
Balance transfer fee*	5% (minimum of $10.00)
Cash advance fee*	5% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.50
Fees
Balance transfer fee*	5% (minimum of $10.00)
Cash advance fee*	5% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.50

Rewards
Rewards Program Features
Rewards Program	Chase Reward Plus
Reward Units	Cash
Rewards Expiration	None
Total Earning Limit	None

Features and Benefits
Card Features
Category	Consumer
Min Credit Level	Excellent (750+)
Instant Approval	No
No Annual Fee	Yes
Rewards Program	Yes
Grace Period	20 days
Method For Computing Balance	Average Daily Balance
Universal Default	No
Revolving Credit	Yes
Secured Card	No
Card Benefits
concierge service
Complimentary 24-hour concierge service
No over the credit limit fee
No pre-set spending limit (credit line convert to credit access line)
No Annual fee
online assistance and service

Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder!
Click here to read about these rights or browse this card's compliance below.
How does this card comply?
	Protection from arbitrary rate increases
	The right to have rates reviewed and reduced
	Fair allocation of payments
	No universal default
	No double-cycle billing
	No fees for paying your bill
	Protection from due date gimmicks
	Enough time to pay your bill
	Education on dangers of minimum payments
	Protection of young cardholders

Chase FreedomSM

Card at-a-glance

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Rates & Fees Summary:

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