Chase Sapphire Card Credit Card

Chase Sapphire Card

10,000 Bonus Points after first purchase
2X on all airfare booked through Ultimate Rewards
No earning caps, point expiration, or blackout dates
1 point for every dollar on all other purchases
24/7 Dedicated service advisor (No voice recording)
Premier travel protection benefits
No Annual Fee

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Overview
Rates & Fees
Rewards
Features & Benefits
Bill of Rights
Reviews

Card at-a-glance

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Rates & Fees Summary:

Intro purchase rate: N/A
Purchase rate: 12.24% (variable)
Intro balance transfer rate: N/A
Balance transfer rate: 12.24% (variable)
Annual Fee*: N/A
Balance transfer fee*: 3% (minimum of $5.00)

Rewards Summary:

Sign-up Bonus: 10,000 points after first purchase
Base earning rate: 1 point / $1
Max earning rate: 2 points / $1
Bonus Categories: Airfare
Total Earning Limit: None

*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.

Card rates and fees

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Estimated Rates	Introductory APR	Regular APR
Purchase rate*	N/A	12.24% (variable)
Balance transfer rate*	N/A	12.24% (variable)
Cash advance rate*	N/A	19.24% (variable)
Default rate*	N/A	29.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	N/A	12.24% (variable)
Balance transfer rate*	N/A	12.24% (variable)
Cash advance rate*	N/A	19.24% (variable)
Default rate*	N/A	29.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	N/A	12.24% (variable)
Balance transfer rate*	N/A	12.24% (variable)
Cash advance rate*	N/A	19.24% (variable)
Default rate*	N/A	29.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	N/A	12.24% (variable)
Balance transfer rate*	N/A	12.24% (variable)
Cash advance rate*	N/A	19.24% (variable)
Default rate*	N/A	29.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	N/A	12.24% (variable)
Balance transfer rate*	N/A	12.24% (variable)
Cash advance rate*	N/A	19.24% (variable)
Default rate*	N/A	29.99% (variable)
Fees
Annual Fee*	$0.00
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	3% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$0.00
Foreign currency fee*	3%
Min finance charge*	$1.00
Fees
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	3% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$0.00
Foreign currency fee*	3%
Min finance charge*	$1.00
Fees
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	3% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$0.00
Foreign currency fee*	3%
Min finance charge*	$1.00
Fees
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	3% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$0.00
Foreign currency fee*	3%
Min finance charge*	$1.00
Fees
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	3% (minimum of $10.00)
Late payment fee*	$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00
Over credit limit fee*	$0.00
Foreign currency fee*	3%
Min finance charge*	$1.00

Rewards
Rewards Program Features
Rewards Program	Ultimate Rewards
Reward Units	Points
Rewards Expiration	None
Total Earning Limit	None
Sign-up Bonus	10,000 points after first purchase
Program website	www.ultimaterewards.com
Reward Earnings By Spend Category
Airfare	2 points per each $1 spent
All Other Purchases	1 point per each $1 spent

Features and Benefits
Card Features
Category	Consumer
Min Credit Level	Excellent (750+)
Instant Approval	No
No Annual Fee	Yes
Rewards Program	Yes
Grace Period	20 days
Method For Computing Balance	Average Daily Balance
Universal Default	No
Revolving Credit	Yes
Secured Card	No
Card Benefits
Travel, Protection & Security Benefits
Concierge service
Blueprint Features
24-hour customer service
Cash at more than 1,000,000 ATMs
Premier Travel Services
No Preset Spending Limit

Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder!
Click here to read about these rights or browse this card's compliance below.
How does this card comply?
	Protection from arbitrary rate increases
	The right to have rates reviewed and reduced
	Fair allocation of payments
	No universal default
	No double-cycle billing
	No fees for paying your bill
	Protection from due date gimmicks
	Enough time to pay your bill
	Education on dangers of minimum payments
	Protection of young cardholders