Discover Miles Card Credit Card

Miles by Discover® Card

12,000 bonus miles - 1,000 miles each month you make a purchase for the first 12 months
1 Mile for every $1 on all your other purchases
*See the online Discover credit card application for details about terms and conditions.

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Overview
Rates & Fees
Rewards
Features & Benefits
Bill of Rights
Reviews

Card at-a-glance

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Rates & Fees Summary:

Intro purchase rate: 0%
Purchase rate: as low as 11.99% Variable
Intro balance transfer rate: 0%
Balance transfer rate: as low as 11.99% Variable
Annual Fee*: N/A
Balance transfer fee*: 3%

Rewards Summary:

Sign-up Bonus: 12,000 miles after 12 purchases
Base earning rate: 1 mile / $1
Max earning rate: 2 miles / $1
Bonus Categories: Cruises, Restaurants, Hotels, Airfare, Car Rentals
Total Earning Limit: None

*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.

Card rates and fees

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Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0%	as low as 11.99% Variable
Balance transfer rate*	0%	as low as 11.99% Variable
Cash advance rate*	N/A	23.99% (variable)
Default rate*	N/A	23.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0%	as low as 11.99% Variable
Balance transfer rate*	0%	as low as 11.99% Variable
Cash advance rate*	N/A	23.99% (variable)
Default rate*	N/A	23.99% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0%	as low as 11.99% Variable
Balance transfer rate*	0%	as low as 11.99% Variable
Cash advance rate*	N/A	23.99% (variable)
Default rate*	N/A	22.49% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0%	as low as 11.99% Variable
Balance transfer rate*	0%	as low as 11.99% Variable
Cash advance rate*	N/A	23.99% (variable)
Default rate*	N/A	20.39% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0%	as low as 11.99% Variable
Balance transfer rate*	0%	as low as 11.99% Variable
Cash advance rate*	N/A	23.99% (variable)
Default rate*	N/A	18.39% (variable)
Fees
Annual Fee*	$0.00
Balance transfer fee*	3%
Cash advance fee*	5% (minimum of $10.00) for following years 3% (minimum of $5.00) for first year
Late payment fee*	$19.00 for account balance between $0.00-$250.00 $39.00 for account balance greater than $250.01
Over credit limit fee*	$15.00 for account balance between $0.00-$500.00 $39.00 for account balance greater than $500.01
Foreign currency fee*	2%
Min finance charge*	$0.50
Fees
Balance transfer fee*	3%
Cash advance fee*	5% (minimum of $10.00) for following years 3% (minimum of $5.00) for first year
Late payment fee*	$19.00 for account balance between $0.00-$250.00 $39.00 for account balance greater than $250.01
Over credit limit fee*	$15.00 for account balance between $0.00-$500.00 $39.00 for account balance greater than $500.01
Foreign currency fee*	2%
Min finance charge*	$0.50
Fees
Balance transfer fee*	3%
Cash advance fee*	5% (minimum of $10.00) for following years 3% (minimum of $5.00) for first year
Late payment fee*	$19.00 for account balance between $0.00-$250.00 $39.00 for account balance greater than $250.01
Over credit limit fee*	$15.00 for account balance between $0.00-$500.00 $39.00 for account balance greater than $500.01
Foreign currency fee*	2%
Min finance charge*	$0.50
Fees
Balance transfer fee*	3%
Cash advance fee*	5% (minimum of $10.00) for following years 3% (minimum of $5.00) for first year
Late payment fee*	$19.00 for account balance between $0.00-$250.00 $39.00 for account balance greater than $250.01
Over credit limit fee*	$15.00 for account balance between $0.00-$500.00 $39.00 for account balance greater than $500.01
Foreign currency fee*	2%
Min finance charge*	$0.50
Fees
Balance transfer fee*	3%
Cash advance fee*	5% (minimum of $10.00) for following years 3% (minimum of $5.00) for first year
Late payment fee*	$19.00 for account balance between $0.00-$250.00 $39.00 for account balance greater than $250.01
Over credit limit fee*	$15.00 for account balance between $0.00-$500.00 $39.00 for account balance greater than $500.01
Foreign currency fee*	2%
Min finance charge*	$0.50

Rewards
Rewards Program Features
Rewards Program	Discover Miles
Reward Units	Miles
Rewards Expiration	None
Total Earning Limit	None
Sign-up Bonus	12,000 miles after 12 purchases
Reward Earnings By Spend Category
Airfare	2 miles per each $1 spent up to $3,000, 1 mile per each $1 spent above $3,000.01
Car Rentals	2 miles per each $1 spent up to $3,000, 1 mile per each $1 spent above $3,000.01
Cruises	2 miles per each $1 spent up to $3,000, 1 mile per each $1 spent above $3,000.01
Hotels	2 miles per each $1 spent up to $3,000, 1 mile per each $1 spent above $3,000.01
Restaurants	2 miles per each $1 spent up to $3,000, 1 mile per each $1 spent above $3,000.01
All Other Purchases	1 mile per each $1 spent

Features and Benefits
Card Features
Category	Consumer
Network	Discover
Min Credit Level	Good (700 - 749)
Instant Approval	No
No Annual Fee	Yes
Rewards Program	Yes
Grace Period	25 days
Method For Computing Balance	Average Daily Balance
Universal Default	No
Revolving Credit	Yes
Secured Card	No
Card Benefits
$0 Fraud Liability guarantee and advanced fraud early warning alerts
Easy online servicing options that put you in control
Live phone support within 60 seconds, guaranteed
Shop protected with Secure Online Account Numbers
Fraud specialists dedicated to helping you 24/7
Timely e-mail reminders to help you avoid fees

Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder!
Click here to read about these rights or browse this card's compliance below.
How does this card comply?
	Protection from arbitrary rate increases
	The right to have rates reviewed and reduced
	Fair allocation of payments
	No universal default
	No double-cycle billing
	No fees for paying your bill
	Protection from due date gimmicks
	Enough time to pay your bill
	Education on dangers of minimum payments
	Protection of young cardholders