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First Premier Bank Gold MasterCard

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The First Premier Bank Gold MasterCard works on the MasterCard network and is primarily intended for consumers who have no credit history.

The regular interest rate for purchases made with this card is 9.9% fixed APR. The regular interest rate for cash advances made with this card is 9.9% fixed APR.

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Rates & Fees Summary:

  • Intro purchase rate: N/A
  • Purchase rate: 9.9%
  • Intro balance transfer rate: N/A
  • Balance transfer rate: N/A
  • Annual Fee*: N/A
  • Balance transfer fee*: N/A
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.

Card rates and fees

Select a credit rating to view corresponding estimated rates:
Purchase rate* N/A 9.9% view rate details
Cash advance rate* N/A 9.9% view rate details
Purchase rate* N/A 9.9% view rate details
Cash advance rate* N/A 9.9% view rate details
Purchase rate* N/A 9.9% view rate details
Cash advance rate* N/A 9.9% view rate details
Purchase rate* N/A 9.9% view rate details
Cash advance rate* N/A 9.9% view rate details
Purchase rate* N/A 9.9% view rate details
Cash advance rate* N/A 9.9% view rate details
Annual Fee* $48.00
Cash advance fee* 3% (minimum of $5.00)
Late payment fee* $29.00
Over credit limit fee* $29.00
Returned payment fee* $25.00
Foreign currency fee* 3%
Min finance charge* $0.50
Cash advance fee* 3% (minimum of $5.00)
Late payment fee* $29.00
Over credit limit fee* $29.00
Returned payment fee* $25.00
Foreign currency fee* 3%
Min finance charge* $0.50
Cash advance fee* 3% (minimum of $5.00)
Late payment fee* $29.00
Over credit limit fee* $29.00
Returned payment fee* $25.00
Foreign currency fee* 3%
Min finance charge* $0.50
Cash advance fee* 3% (minimum of $5.00)
Late payment fee* $29.00
Over credit limit fee* $29.00
Returned payment fee* $25.00
Foreign currency fee* 3%
Min finance charge* $0.50
Cash advance fee* 3% (minimum of $5.00)
Late payment fee* $29.00
Over credit limit fee* $29.00
Returned payment fee* $25.00
Foreign currency fee* 3%
Min finance charge* $0.50
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
Rewards
Features and Benefits
Category Consumer
Network MasterCard
Min Credit Level No Credit
Instant Approval Yes
No Annual Fee No
Rewards Program No
Credit Limit At least 250
Grace Period 25 days
Method For Computing Balance Average Daily Balance
Universal Default Yes
Revolving Credit Yes
Secured Card No
Designed for consumers with credit challenges
Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder!
Click here to read about these rights or browse this card's compliance below.
How does this card comply?
Protection from arbitrary rate increases
The right to have rates reviewed and reduced
Fair allocation of payments
No universal default
No double-cycle billing
No fees for paying your bill
Protection from due date gimmicks
Enough time to pay your bill
Education on dangers of minimum payments
Protection of young cardholders
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