Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Iberia Bank Visa Platinum works on the Visa network and is primarily intended for consumers who have Excellent credit.
The regular interest rate for purchases made with this card is 8.25% variable APR. This credit card features a promotional introductory rate on balance transfers of 1.99% fixed APR for the first 6…
months. The customary rate applied to balance tranfers to this card is 8.25% variable APR. The regular interest rate for cash advances made with this card is 13.75% variable APR.
The Iberia Bank Visa Platinum has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 2%. If you use this credit card for cash advances, the applicable fee is 5% (Between $5.00 - $100.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $15.00 for account balance between $0.00-$99.99 or $29.00 for account balance between $100.00-$999.99 or $35.00 for account balance greater than $1,000.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The Iberia Bank Visa Platinum includes a rewards feature that allows you to earn Points when using the card.Earn 1 point per each $1 spent on all purchases.There is no limit to the number of Points you can earn with this card.
The Iberia Bank Visa Platinum also includes a number of addititional benefits such as the following: special low fixed apr; no-fee balance transfers.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | N/A |
14.25% (variable)
|
| Balance transfer rate* |
1.99% (up to 6 months)
|
14.25% (variable)
|
| Cash advance rate* | N/A |
20.25% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
14.25% (variable)
|
| Balance transfer rate* |
1.99% (up to 6 months)
|
14.25% (variable)
|
| Cash advance rate* | N/A |
20.25% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
14.25% (variable)
|
| Balance transfer rate* |
1.99% (up to 6 months)
|
14.25% (variable)
|
| Cash advance rate* | N/A |
20.25% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
11.25% (variable)
|
| Balance transfer rate* |
1.99% (up to 6 months)
|
11.25% (variable)
|
| Cash advance rate* | N/A |
17.25% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
8.25% (variable)
|
| Balance transfer rate* |
1.99% (up to 6 months)
|
8.25% (variable)
|
| Cash advance rate* | N/A |
13.75% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | 2% | |
| Cash advance fee* | 5% (Between $5.00 - $100.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$999.99 $35.00 for account balance greater than $1,000.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $35.00 | |
| Foreign currency fee* | 2% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 2% | |
| Cash advance fee* | 5% (Between $5.00 - $100.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$999.99 $35.00 for account balance greater than $1,000.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $35.00 | |
| Foreign currency fee* | 2% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 2% | |
| Cash advance fee* | 5% (Between $5.00 - $100.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$999.99 $35.00 for account balance greater than $1,000.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $35.00 | |
| Foreign currency fee* | 2% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 2% | |
| Cash advance fee* | 5% (Between $5.00 - $100.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$999.99 $35.00 for account balance greater than $1,000.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $35.00 | |
| Foreign currency fee* | 2% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 2% | |
| Cash advance fee* | 5% (Between $5.00 - $100.00) | |
| Late payment fee* |
$15.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$999.99 $35.00 for account balance greater than $1,000.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $35.00 | |
| Foreign currency fee* | 2% | |
| Min finance charge* | $1.00 | |
| Rewards Program Features | |
|---|---|
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Reward Earnings By Spend Category | |
| All Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Excellent (750+) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Special low fixed APR | |
| No-fee balance transfers | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
