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Pentagon Federal Credit Union Visa Platinum Cashback Rewards

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The Pentagon Federal Credit Union Visa Platinum Cashback Rewards works on the Visa network and is primarily intended for consumers who have Good or better credit history.

The regular interest rate for purchases made with this card is 13.99% fixed APR. The customary rate applied to balance tranfers to this card is 4.99%…

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Card at-a-glance

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Rates & Fees Summary:

  • Intro purchase rate: N/A
  • Purchase rate: 13.99%
  • Intro balance transfer rate: N/A
  • Balance transfer rate: 4.99%
  • Annual Fee*: N/A
  • Balance transfer fee*: 3% (Between $10.00 - $100.00)

Rewards Summary:

  • Sign-up Bonus: N/A
  • Base earning rate: 1.25%
  • Max earning rate: 5%
  • Bonus Categories: Gas Stations, Groceries
  • Total Earning Limit: None
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.

Card rates and fees

Select a credit rating to view corresponding estimated rates:
Purchase rate* N/A 13.99% view rate details
Balance transfer rate* N/A 4.99% view rate details
Default rate* N/A 17.99% view rate details
Purchase rate* N/A 13.99% view rate details
Balance transfer rate* N/A 4.99% view rate details
Default rate* N/A 17.99% view rate details
Purchase rate* N/A 13.99% view rate details
Balance transfer rate* N/A 4.99% view rate details
Default rate* N/A 17.99% view rate details
Purchase rate* N/A 13.99% view rate details
Balance transfer rate* N/A 4.99% view rate details
Default rate* N/A 17.99% view rate details
Purchase rate* N/A 13.99% view rate details
Balance transfer rate* N/A 4.99% view rate details
Default rate* N/A 17.99% view rate details
Annual Fee* $0.00
Balance transfer fee* 3% (Between $10.00 - $100.00)
Cash advance fee* $0.00
Late payment fee* $10.00 for account balance between $0.00-$999.99
$20.00 for account balance between $1,000.00-$2,000.00
$39.00 for account balance greater than $2,000.01
Over credit limit fee* $0.00
Returned payment fee* $30.00
Foreign currency fee* 2%
Balance transfer fee* 3% (Between $10.00 - $100.00)
Cash advance fee* $0.00
Late payment fee* $10.00 for account balance between $0.00-$999.99
$20.00 for account balance between $1,000.00-$2,000.00
$39.00 for account balance greater than $2,000.01
Over credit limit fee* $0.00
Returned payment fee* $30.00
Foreign currency fee* 2%
Balance transfer fee* 3% (Between $10.00 - $100.00)
Cash advance fee* $0.00
Late payment fee* $10.00 for account balance between $0.00-$999.99
$20.00 for account balance between $1,000.00-$2,000.00
$39.00 for account balance greater than $2,000.01
Over credit limit fee* $0.00
Returned payment fee* $30.00
Foreign currency fee* 2%
Balance transfer fee* 3% (Between $10.00 - $100.00)
Cash advance fee* $0.00
Late payment fee* $10.00 for account balance between $0.00-$999.99
$20.00 for account balance between $1,000.00-$2,000.00
$39.00 for account balance greater than $2,000.01
Over credit limit fee* $0.00
Returned payment fee* $30.00
Foreign currency fee* 2%
Balance transfer fee* 3% (Between $10.00 - $100.00)
Cash advance fee* $0.00
Late payment fee* $10.00 for account balance between $0.00-$999.99
$20.00 for account balance between $1,000.00-$2,000.00
$39.00 for account balance greater than $2,000.01
Over credit limit fee* $0.00
Returned payment fee* $30.00
Foreign currency fee* 2%
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
Rewards
Reward Units Cash
Rewards Expiration None
Total Earning Limit None
Gas Stations 5% per each $1 spent
Groceries 2% per each $1 spent
All Other Purchases 1.25% per each $1 spent
Features and Benefits
Category Consumer
Network Visa
Min Credit Level Good (700 - 749)
Instant Approval No
No Annual Fee Yes
Rewards Program Yes
Credit Limit Up to 50,000
Grace Period 25 days
Method For Computing Balance Average Daily Balance
Universal Default No
Revolving Credit Yes
Secured Card No
Stolen Card? - Notify us if your card has been stolen or used fraudulently.
Visa's Zero Liability Policy - Shop anywhere with absolutely no risk.
Cell Phone Protection* at No Additional Cost!
Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder!
Click here to read about these rights or browse this card's compliance below.
How does this card comply?
Protection from arbitrary rate increases
The right to have rates reviewed and reduced
Fair allocation of payments
No universal default
No double-cycle billing
No fees for paying your bill
Protection from due date gimmicks
Enough time to pay your bill
Education on dangers of minimum payments
Protection of young cardholders
Reviews Write a review
Swapped
February 09 2010
2 stars

The page says 4.99 fixed apr for balance transfer with no intro apr. This is in fact an intro apr that expires after 24 months.

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