Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Simmons Student Visa Platinum works on the Visa network and is primarily intended for students who have no credit history.
The regular interest rate for purchases made with this card is 7.25% variable APR. The customary rate applied to balance tranfers to this card is 7.25% variable APR. The regular interest rate for…
cash advances made with this card is 11.25% variable APR. Please note that all of the above rates may be replaced with the current default rate of 16.25% APR upon any of the following events: 1 late payment in 6 billing cycles.
The Simmons Student Visa Platinum has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of $0.00. If you use this credit card for cash advances, the applicable fee is 3% (Between $4.00 - $50.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $29.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $29.00.
The Simmons Student Visa Platinum also includes a number of addititional benefits such as the following: cash on a 24-hour basis; payment protection plan; protect yourself and your family with up to $100,000.; auto rental insurance.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | N/A |
7.25% (variable)
|
| Balance transfer rate* | N/A |
7.25% (variable)
|
| Cash advance rate* | N/A |
11.25% (variable)
|
| Default rate* | N/A |
16.25% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
7.25% (variable)
|
| Balance transfer rate* | N/A |
7.25% (variable)
|
| Cash advance rate* | N/A |
11.25% (variable)
|
| Default rate* | N/A |
16.25% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
7.25% (variable)
|
| Balance transfer rate* | N/A |
7.25% (variable)
|
| Cash advance rate* | N/A |
11.25% (variable)
|
| Default rate* | N/A |
16.25% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
7.25% (variable)
|
| Balance transfer rate* | N/A |
7.25% (variable)
|
| Cash advance rate* | N/A |
11.25% (variable)
|
| Default rate* | N/A |
16.25% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
7.25% (variable)
|
| Balance transfer rate* | N/A |
7.25% (variable)
|
| Cash advance rate* | N/A |
11.25% (variable)
|
| Default rate* | N/A |
16.25% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (Between $4.00 - $50.00) | |
| Late payment fee* | $29.00 | |
| Over credit limit fee* | $29.00 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (Between $4.00 - $50.00) | |
| Late payment fee* | $29.00 | |
| Over credit limit fee* | $29.00 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (Between $4.00 - $50.00) | |
| Late payment fee* | $29.00 | |
| Over credit limit fee* | $29.00 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (Between $4.00 - $50.00) | |
| Late payment fee* | $29.00 | |
| Over credit limit fee* | $29.00 | |
| Fees | ||
| Balance transfer fee* | $0.00 | |
| Cash advance fee* | 3% (Between $4.00 - $50.00) | |
| Late payment fee* | $29.00 | |
| Over credit limit fee* | $29.00 | |
| Card Features | |
|---|---|
| Category | Student |
| Network | Visa |
| Min Credit Level | No Credit |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | No |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Cash on a 24-hour basis | |
| Payment Protection Plan | |
| Protect Yourself and your family with up to $100,000. | |
| Auto rental insurance | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
