Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The U.S. Bank Cash Rewards Visa Platinum works on the Visa network and is primarily intended for consumers who have Good or better credit history.
This credit card features a fixed introductory interest rate on purchases of 0% APR for the first 6 months. The regular interest rate for purchases made with this card is 14.44%…
variable APR. This credit card features a promotional introductory rate on balance transfers of 0% fixed APR for the first 6 months. The customary rate applied to balance tranfers to this card is 14.44% variable APR. The regular interest rate for cash advances made with this card is 20.99% variable APR. Please note that all of the above rates may be replaced with the current default rate of 28.99% APR upon any of the following events: 1 late payment in 12 billing cycles or over credit limit in 12 billing cycles or account closed in 12 billing cycles.
The U.S. Bank Cash Rewards Visa Platinum has an annual fee of $0.00 for first year or $40.00 for following years. For balance transfers to this card, you will incur a transaction fee of 3% (minimum of $5.00). If you use this credit card for cash advances, the applicable fee is 4% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $19.00 for account balance between $0.00-$99.99 or $29.00 for account balance between $100.00-$249.99 or $39.00 for account balance greater than $250.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $39.00.
The U.S. Bank Cash Rewards Visa Platinum includes a rewards feature that allows you to earn Cash when using the card.You will earn bonus rewards when spending on Gas Stations.Earn 1% per each $1 spent on all other purchases.There is no limit to the number of Cash you can earn with this card.
The U.S. Bank Cash Rewards Visa Platinum also includes a number of addititional benefits such as the following: extended warranty coverage; u s bank shopping mall; pay your bills online; travel insurance; no annual fee; free online account access; free collision/damage insurance; 100% fraud protection.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
0% (up to 6 months)
|
22.24% (variable)
|
| Balance transfer rate* |
0% (up to 6 months)
|
22.24% (variable)
|
| Cash advance rate* | N/A |
22.24% (variable)
|
| Default rate* | N/A |
28.99% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
22.24% (variable)
|
| Balance transfer rate* |
0% (up to 6 months)
|
22.24% (variable)
|
| Cash advance rate* | N/A |
22.24% (variable)
|
| Default rate* | N/A |
28.99% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
18.99% (variable)
|
| Balance transfer rate* |
0% (up to 6 months)
|
18.99% (variable)
|
| Cash advance rate* | N/A |
21.49% (variable)
|
| Default rate* | N/A |
28.99% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
14.44% (variable)
|
| Balance transfer rate* |
0% (up to 6 months)
|
14.44% (variable)
|
| Cash advance rate* | N/A |
20.99% (variable)
|
| Default rate* | N/A |
28.99% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
0% (up to 6 months)
|
11.84% (variable)
|
| Balance transfer rate* |
0% (up to 6 months)
|
11.84% (variable)
|
| Cash advance rate* | N/A |
20.99% (variable)
|
| Default rate* | N/A |
28.99% (variable)
|
| Fees | ||
| Annual Fee* |
$0.00 for first year $40.00 for following years |
|
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* |
$2.50[Account closed with outstanding balance] $2.00[Interest due] $2.00 |
|
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* |
$2.50[Account closed with outstanding balance] $2.00[Interest due] $2.00 |
|
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* |
$2.50[Account closed with outstanding balance] $2.00[Interest due] $2.00 |
|
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* |
$2.50[Account closed with outstanding balance] $2.00[Interest due] $2.00 |
|
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* | 4% (minimum of $10.00) | |
| Late payment fee* |
$19.00 for account balance between $0.00-$99.99 $29.00 for account balance between $100.00-$249.99 $39.00 for account balance greater than $250.00 |
|
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* |
$2.50[Account closed with outstanding balance] $2.00[Interest due] $2.00 |
|
| Rewards Program Features | |
|---|---|
| Reward Units | Cash |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Reward Earnings By Spend Category | |
| Gas Stations | 3% per each $1 spent for first 3 months, 1% per each $1 spent after 3 months |
| All Other Purchases | 1% per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | No |
| Rewards Program | Yes |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Extended Warranty Coverage (Double the manufacturer's (up to one year).) | |
| U S Bank Shopping Mall | |
| Pay your Bills online | |
| Travel Insurance (Up to $500,000 for you and your family when you purchase tickets with your U.S. Bank Cash Rewards Visa Platinum Credit Card.) | |
| No Annual fee | |
| Free Online Account Access | |
| Free Collision/Damage Insurance (You're fully covered when you use your U.S. Bank Cash Rewards Visa Platinum Credit Card to rent a car. Save up to $15 a day) | |
| 100% Fraud Protection | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
