Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Wells Fargo Cash Back College Card works on the Visa network and is primarily intended for students who have no credit history.
This credit card features a variable introductory interest rate on purchases of 13.9% APR for the first 6 months. The regular interest rate for purchases made with this card is 20.15% variable…
APR. This credit card features a promotional introductory rate on balance transfers of 13.9% variable APR for the first 6 months. The customary rate applied to balance tranfers to this card is 20.15% variable APR. The regular interest rate for cash advances made with this card is 23.49% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 1 late payment consecutively in 12 billing cycles or over credit limit consecutively in 12 billing cycles.
The Wells Fargo Cash Back College Card has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 3% (minimum of $5.00). If you use this credit card for cash advances, the applicable fee is 4% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $20.00 for account balance between $0.00-$249.99 or $29.00 for account balance between $250.00-$499.99 or $39.00 for account balance greater than $500.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The Wells Fargo Cash Back College Card includes a rewards feature that allows you to earn Cash when using the card.Earn 1% per each $1 spent on all purchases.There is no limit to the number of Cash you can earn with this card.
The Wells Fargo Cash Back College Card also includes a number of addititional benefits such as the following: additional cards at no extra cost; 24-hour customer service; no annual fee; built-in security tools; choose your monthly payment due date; automatic car rental insurance; optional overdraft protection.
Read more
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
13.9% ( 6 months/variable)
|
20.15% (variable)
|
| Balance transfer rate* |
13.9% ( 6 months/variable)
|
20.15% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
13.9% ( 6 months/variable)
|
20.15% (variable)
|
| Balance transfer rate* |
13.9% ( 6 months/variable)
|
20.15% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
11.9% ( 6 months/variable)
|
17.65% (variable)
|
| Balance transfer rate* |
11.9% ( 6 months/variable)
|
17.65% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
9.1% ( 6 months/variable)
|
14.15% (variable)
|
| Balance transfer rate* |
9.1% ( 6 months/variable)
|
14.15% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* |
7.5% ( 6 months/variable)
|
12.65% (variable)
|
| Balance transfer rate* |
7.5% ( 6 months/variable)
|
12.65% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $0.00 | |
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $10.00)[Through ATM] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $20.00) |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $10.00)[Through ATM] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $20.00) |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $10.00)[Through ATM] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $20.00) |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $10.00)[Through ATM] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $20.00) |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $10.00)[Through ATM] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $20.00) |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Rewards Program Features | |
|---|---|
| Reward Units | Cash |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Reward Earnings By Spend Category | |
| All Purchases | 1% per each $1 spent |
| Card Features | |
|---|---|
| Category | Student |
| Network | Visa |
| Min Credit Level | No Credit |
| Instant Approval | Yes |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Additional cards at no extra cost | |
| 24-hour customer service | |
| No Annual Fee | |
| Built-in Security Tools | |
| Choose your monthly payment due date | |
| Automatic car rental insurance | |
| Optional Overdraft Protection | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
