Wells Fargo Home Rebate Card Credit Card

Wells Fargo Home Rebate Card

The Wells Fargo Home Rebate Card works on the Visa network and is primarily intended for consumers who have Good or better credit history.

This credit card features a fixed introductory interest rate on purchases of 0% APR for the first 6 months. The regular interest rate for purchases made with this card is 14.15% variable… APR. This credit card features a promotional introductory rate on balance transfers of 3.9% fixed APR for the first 6 months. The customary rate applied to balance tranfers to this card is 14.15% variable APR. The regular interest rate for cash advances made with this card is 23.49% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 1 late payment consecutively in 12 billing cycles or over credit limit consecutively in 12 billing cycles.

The Wells Fargo Home Rebate Card has an annual fee of $0.00. For balance transfers to this card, you will incur a transaction fee of 3% (minimum of $5.00). If you use this credit card for cash advances, the applicable fee is 4% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $20.00 for account balance between $0.00-$249.99 or $29.00 for account balance between $250.00-$499.99 or $39.00 for account balance greater than $500.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.

The Wells Fargo Home Rebate Card includes a rewards feature that allows you to earn Cash when using the card.Earn 1% per each $1 spent on all purchases.There is no limit to the number of Cash you can earn with this card.

The Wells Fargo Home Rebate Card also includes a number of addititional benefits such as the following: extended warranty; 24-hour customer service in english and spanish; choose from 5 card designs; alerts; optional overdraft protection; my spending report; free online account access; automatic car rental insurance; payment options; travel assistance; additional cards at no extra cost.
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Overview
Rates & Fees
Rewards
Features & Benefits
Bill of Rights
Reviews

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Rates & Fees Summary:

Intro purchase rate: 0% (up to 6 months)
Purchase rate: 14.15% (variable)
Intro balance transfer rate: 3.9% (up to 6 months)
Balance transfer rate: 14.15% (variable)
Annual Fee*: N/A
Balance transfer fee*: 3% (minimum of $5.00)

Rewards Summary:

Sign-up Bonus: N/A
Base earning rate: 1%
Max earning rate: 1%
Bonus Categories: N/A
Total Earning Limit: None

*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.

Card rates and fees

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Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	20.15% (variable)
Balance transfer rate*	3.9% (up to 6 months)	20.15% (variable)
Cash advance rate*	N/A	23.49% (variable)
Default rate*	N/A	27.24% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	20.15% (variable)
Balance transfer rate*	3.9% (up to 6 months)	20.15% (variable)
Cash advance rate*	N/A	23.49% (variable)
Default rate*	N/A	27.24% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	17.65% (variable)
Balance transfer rate*	3.9% (up to 6 months)	17.65% (variable)
Cash advance rate*	N/A	23.49% (variable)
Default rate*	N/A	27.24% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	14.15% (variable)
Balance transfer rate*	3.9% (up to 6 months)	14.15% (variable)
Cash advance rate*	N/A	23.49% (variable)
Default rate*	N/A	27.24% (variable)
Estimated Rates	Introductory APR	Regular APR
Purchase rate*	0% (up to 6 months)	12.65% (variable)
Balance transfer rate*	3.9% (up to 6 months)	12.65% (variable)
Cash advance rate*	N/A	23.49% (variable)
Default rate*	N/A	27.24% (variable)
Fees
Annual Fee*	$0.00
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	4% (minimum of $20.00) 4% (minimum of $10.00)[Advance obtained in person at a participating financial institution] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $20.00)[Through others]
Late payment fee*	$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00
Over credit limit fee*	$35.00
Returned payment fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.00
Fees
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	4% (minimum of $20.00) 4% (minimum of $10.00)[Advance obtained in person at a participating financial institution] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $20.00)[Through others]
Late payment fee*	$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00
Over credit limit fee*	$35.00
Returned payment fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.00
Fees
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	4% (minimum of $20.00) 4% (minimum of $10.00)[Advance obtained in person at a participating financial institution] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $20.00)[Through others]
Late payment fee*	$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00
Over credit limit fee*	$35.00
Returned payment fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.00
Fees
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	4% (minimum of $20.00) 4% (minimum of $10.00)[Advance obtained in person at a participating financial institution] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $20.00)[Through others]
Late payment fee*	$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00
Over credit limit fee*	$35.00
Returned payment fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.00
Fees
Balance transfer fee*	3% (minimum of $5.00)
Cash advance fee*	4% (minimum of $20.00) 4% (minimum of $10.00)[Advance obtained in person at a participating financial institution] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $20.00)[Through others]
Late payment fee*	$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00
Over credit limit fee*	$35.00
Returned payment fee*	$39.00
Foreign currency fee*	3%
Min finance charge*	$1.00

Rewards
Rewards Program Features
Reward Units	Cash
Rewards Expiration	None
Total Earning Limit	None
Reward Earnings By Spend Category
All Purchases	1% per each $1 spent

Features and Benefits
Card Features
Category	Consumer
Network	Visa
Min Credit Level	Good (700 - 749)
Instant Approval	No
No Annual Fee	Yes
Rewards Program	Yes
Grace Period	25 days
Method For Computing Balance	Average Daily Balance
Universal Default	No
Revolving Credit	Yes
Secured Card	No
Card Benefits
Extended warranty
24-hour customer service in English and Spanish
Choose from 5 card designs
Alerts
Optional overdraft protection
My Spending Report
Free online account access
Automatic car rental insurance
Payment options
Travel assistance
Additional cards at no extra cost

Credit Cardholders' Bill of Rights compliance
Congress has expanded your rights as a credit card holder!
Click here to read about these rights or browse this card's compliance below.
How does this card comply?
	Protection from arbitrary rate increases
	The right to have rates reviewed and reduced
	Fair allocation of payments
	No universal default
	No double-cycle billing
	No fees for paying your bill
	Protection from due date gimmicks
	Enough time to pay your bill
	Education on dangers of minimum payments
	Protection of young cardholders