Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
The Wells Fargo Secured Card works on the Visa network and is primarily intended for consumers who have a limited or blemished credit history. This credit card is a secured card that requires you to make a deposit into your account in order to use the card.
The regular interest rate for purchases made with this card is…
18.99% variable APR. The customary rate applied to balance tranfers to this card is 18.99% variable APR. The regular interest rate for cash advances made with this card is 23.49% variable APR. Please note that all of the above rates may be replaced with the current default rate of 27.24% APR upon any of the following events: 1 late payment consecutively in 12 billing cycles or over credit limit consecutively in 12 billing cycles.
The Wells Fargo Secured Card has an annual fee of $18.00. For balance transfers to this card, you will incur a transaction fee of 3% (minimum of $5.00). If you use this credit card for cash advances, the applicable fee is 4% (minimum of $10.00). If you miss a monthly payment on this card, you will be charged a late payment fee of $20.00 for account balance between $0.00-$249.99 or $29.00 for account balance between $250.00-$499.99 or $39.00 for account balance greater than $500.00. Please note that if you exceed your credit limit with this card, you will be assessed a fee of $35.00.
The Wells Fargo Secured Card includes a rewards feature that allows you to earn Points when using the card.The card is associated with the Enhanced Rewards rewards program.Earn 1 point per each $1 spent on all purchases.You can earn up to a total of 120,000 points (per year).
The Wells Fargo Secured Card also includes a number of addititional benefits such as the following: additional cards at no extra cost; 24-hour customer service in english and spanish; automatic car rental insurance; free online account management; optional overdraft protection.
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| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | N/A |
18.99% (variable)
|
| Balance transfer rate* | N/A |
18.99% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
18.99% (variable)
|
| Balance transfer rate* | N/A |
18.99% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
18.99% (variable)
|
| Balance transfer rate* | N/A |
18.99% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
18.99% (variable)
|
| Balance transfer rate* | N/A |
18.99% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Estimated Rates | Introductory APR | Regular APR |
| Purchase rate* | N/A |
18.99% (variable)
|
| Balance transfer rate* | N/A |
18.99% (variable)
|
| Cash advance rate* | N/A |
23.49% (variable)
|
| Default rate* | N/A |
27.24% (variable)
|
| Fees | ||
| Annual Fee* | $18.00 | |
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $20.00) 4% (minimum of $20.00)[Through others] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $15.00)[Advance obtained in person at a participating financial institution] |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $20.00) 4% (minimum of $20.00)[Through others] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $15.00)[Advance obtained in person at a participating financial institution] |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $20.00) 4% (minimum of $20.00)[Through others] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $15.00)[Advance obtained in person at a participating financial institution] |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $20.00) 4% (minimum of $20.00)[Through others] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $15.00)[Advance obtained in person at a participating financial institution] |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* |
4% (minimum of $20.00) 4% (minimum of $20.00)[Through others] 4% (minimum of $10.00)[Through SUPERCHECKS] 4% (minimum of $10.00)[Through ATM] 4% (minimum of $15.00)[Advance obtained in person at a participating financial institution] |
|
| Late payment fee* |
$20.00 for account balance between $0.00-$249.99 $29.00 for account balance between $250.00-$499.99 $39.00 for account balance greater than $500.00 |
|
| Over credit limit fee* | $35.00 | |
| Returned payment fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.00 | |
| Rewards Program Features | |
|---|---|
| Rewards Program | Enhanced Rewards |
| Reward Units | Points |
| Rewards Expiration | 60 months |
| Total Earning Limit | 120,000 points (per year) |
| Program website | https://www.wellsfargorewards.com |
| Reward Earnings By Spend Category | |
| All Purchases | 1 point per each $1 spent |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Bad (619 or less) |
| Instant Approval | No |
| No Annual Fee | No |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | Yes |
| Card Benefits | |
| Additional cards at no extra cost | |
| 24-hour customer service in English and Spanish | |
| Automatic car rental insurance | |
| Free Online Account Management | |
| Optional overdraft protection | |
| How does this card comply? | |
|---|---|
| Protection from arbitrary rate increases | |
| The right to have rates reviewed and reduced | |
| Fair allocation of payments | |
| No universal default | |
| No double-cycle billing | |
| No fees for paying your bill | |
| Protection from due date gimmicks | |
| Enough time to pay your bill | |
| Education on dangers of minimum payments | |
| Protection of young cardholders | |
