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Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
(this card's best redemption value)| Rewards Program Features | |
|---|---|
| Rewards Program | Asiana Club |
| Reward Units | Miles |
| Rewards Expiration | None |
| Total Earning Limit | 200,000 miles (per year) |
| Sign-up Bonus | 5,000 miles after first purchase |
| Program website | http://www.us.flyasiana.com |
| Reward Earnings By Spend Category | |
| participating grocery stores (Groceries) | 3 miles per each $1 spent |
| All Other Purchases | 2 miles per each $1 spent |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate |
1.99% (up to 6 months)
|
As low as 13.24%
|
| Balance transfer rate |
1.99% (up to 6 months)
|
As low as 13.24%
|
| Cash advance rate | Not included |
As low as 24.24%
|
| Default rate | Not included |
As low as 27.24%
|
| Serious default rate | Not included | Not included |
| Fees | ||
| Annual Fee | $99.00 | |
| Balance transfer fee | 4% (minimum of $10.00) | |
| Cash advance fee | 5% (minimum of $15.00) | |
| Late payment fee | $15.00-$39.00 | |
| Over credit limit fee | $39.00 | |
| Foreign currency fee | 1% | |
| Min finance charge | $1.50 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | No |
| Rewards Program | Yes |
| Grace Period | 20 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Retail Protection, and Extended Warranty coverage on purchases made with the Card | |
| Airfare rebates (an automatic $100 annual rebate on Asiana Airlines ticket purchases.) | |
| Access to the MyConciergeSM service, a unique personal assistance service | |
| Online Banking service | |
| Star Alliance Member | |
| Emergency Assistance Services and Emergency Roadside Assistance | |
| Total Security Protection | |
| Golf privileges | |
| Absolute fraud protection against unauthorized use, online and offline | |
| 24-hour Customer Service, Secure Online Account Access and electronic bill payment service | |
| Car Rental Loss & Damage Insurance and Travel Accident Insurance | |
(this card's best redemption value)| Rewards Program Features | |
|---|---|
| Rewards Program | JetBlue TrueBlue |
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Sign-up Bonus | 10,000 points after first purchase |
| Reward Earnings By Spend Category | |
| JetBlue (Airfare) | 2 points per each $1 spent |
| Entertainment | 2 points per each $1 spent |
| Personal services | 2 points per each $1 spent |
| Restaurants | 2 points per each $1 spent |
| All Other Purchases | 1 point per each $1 spent |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate | Not included |
As low as 13.24%
|
| Balance transfer rate |
3.99% (up to 6 months)
|
As low as 13.24%
|
| Cash advance rate | Not included |
As low as 21.24%
|
| Default rate | Not included |
As low as 27.24%
|
| Serious default rate | Not included | Not included |
| Fees | ||
| Annual Fee | $40.00 | |
| Balance transfer fee | $0.00 | |
| Cash advance fee | 3% (minimum of $5.00) | |
| Late payment fee | $30.00 | |
| Over credit limit fee | $30.00 | |
| Min finance charge | $0.50 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | Yes |
| No Annual Fee | No |
| Rewards Program | Yes |
| Grace Period | 20 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.) | |
| Global Assist Hotline | |
| Dedicated Customer Service | |
| Travel Accident Insurance (Provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter or bus) when the entire fare has been charged to the Card) | |
| Extended Warranty (You know how things always seem to break the day after the warranty expires? Never fear - we'll match the warranty up to one additional year, on warranties of five years or less that are eligible in the U.S) | |
| Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase) | |
| Express Cash | |
| Emergency Card Replacement | |
| Identity Theft Assistance | |
| Online account management | |
| Fraud Protection Guarantee | |
(this card's best redemption value)| Rewards Program Features | |
|---|---|
| Rewards Program | Choice Privileges |
| Reward Units | Points |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Sign-up Bonus | 8,000 points after first purchase |
| Program website | http://www.choicerewards.com |
| Reward Earnings By Spend Category | |
| Choice Privileges locations (Hotels) | 15 points per each $1 spent |
| All Other Purchases | 2 points per each $1 spent |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate |
1.99% (up to 6 months)
|
As low as 13.24%
|
| Balance transfer rate |
1.99% (up to 6 months)
|
As low as 13.24%
|
| Cash advance rate | Not included |
As low as 19.24%
|
| Default rate | Not included |
As low as 27.24%
|
| Serious default rate | Not included | Not included |
| Fees | ||
| Annual Fee | $0.00 | |
| Balance transfer fee | 3% (minimum of $10.00) | |
| Cash advance fee |
$0.00[Cash advance check] 3% (minimum of $10.00) |
|
| Late payment fee | $15.00-$39.00 | |
| Over credit limit fee |
$15.00 for account balance between $0.00-$500.00 $29.00 for account balance between $500.01-$1,000.00 $39.00 for account balance greater than $1,000.01 |
|
| Foreign currency fee | 3% | |
| Min finance charge | $1.50 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Grace Period | 20 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Purchase Replacement (Purchase Replacement provides coverage on purchases that are stolen, damaged or lost, within 90 days of purchase) | |
| Cash advance checks at no extra charge | |
| Purchase Guard which may double the manufacturer's original US warranty of a year or less. | |
| Total Security Protection | |
| Online Banking service | |
| Additional cards at no extra charge | |
| Automatic auto rental insurance | |
| Travel and emergency assistance | |
(this card's best redemption value)| Rewards Program Features | |
|---|---|
| Rewards Program | Alaska Airlines Mileage Plan |
| Reward Units | Miles |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Sign-up Bonus | 20,000 miles |
| Reward Earnings By Spend Category | |
| Alaska Airlines/Horizon Air (Airfare) | 5 miles per each $1 spent |
| All Other Purchases | 1 mile per each $1 spent |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate | Not included |
As low as 12.74%
|
| Balance transfer rate | Not included |
As low as 12.74%
|
| Cash advance rate | Not included |
As low as 19.24%
|
| Default rate | Not included |
As low as 27.24%
|
| Serious default rate | Not included | Not included |
| Fees | ||
| Annual Fee | $75.00 for No Credit/Bad (619 or less)/Fair (620 - 699)/Good (700 - 749)/Excellent (750+) credit | |
| Balance transfer fee | 4% (minimum of $10.00) | |
| Cash advance fee | 5% (minimum of $15.00) | |
| Late payment fee | $15.00-$39.00 | |
| Over credit limit fee | $0.00 for No Credit/Bad (619 or less)/Fair (620 - 699)/Good (700 - 749)/Excellent (750+) credit | |
| Foreign currency fee | 3% | |
| Min finance charge | $1.50 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | No |
| Rewards Program | Yes |
| Credit Limit | Up to 5,000 |
| Grace Period | 20 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Monitor your account with free alerts | |
| Dining Privileges | |
| Travel and Emergency Assistance | |
| Shop online safely with our ShopSafe service | |
| Purchase Replacement (Provides coverage on purchases that are stolen, damaged or lost, within 90 days of purchase.) | |
| Access to the MyConcierge service, a unique personal assistance service | |
| Automatic auto rental insurance | |
| Avoid late fees by paying your monthly bill online at no charge | |
| Keep track of your spending in one convenient place | |
| Zero Liability. If your card is lost or stolen, Bank of America reimburses you for any unauthorized card transactions up to the amount of the loss. | |
| Photo Security (This feature allow you to put your picture on the front of the card to reduce fraud.) | |
| No preset spending limit | |
| Consolidate payments by transferring balances from other cards | |
| Online Banking service | |
| Purchase Guard (May double the manufacturer's original US warranty of a year or less.) | |
| Cash advance checks at no extra charge | |
| Fraud monitoring. Reviews how and where the card is being used and is designed to block potential fraud if abnormal patterns are detected. | |
| Use your credit card for optional overdraft protection on checking | |
| Use SiteKey to prevent unauthorized access to your accounts | |
| Additional cards at no extra charge | |
| Online Protection: Provides password protection to prevent others from using your card to make online purchases. | |
(this card's best redemption value)| Rewards Program Features | |
|---|---|
| Rewards Program | Delta SkyMiles |
| Reward Units | Miles |
| Rewards Expiration | None |
| Total Earning Limit | None |
| Sign-up Bonus | 20,000 miles after first purchase |
| Program website | www.delta.com/skymiles |
| Reward Earnings By Spend Category | |
| Delta (Airfare) | 2 miles per each $1 spent |
| All Other Purchases | 1 mile per each $1 spent |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate | Not included |
As low as 13.24%
|
| Balance transfer rate |
9.99% (up to 12 months)
|
As low as 13.24%
|
| Cash advance rate | Not included |
As low as 21.24%
|
| Default rate | Not included |
As low as 18.24%
|
| Serious default rate | Not included |
As low as 27.24%
|
| Fees | ||
| Annual Fee |
$0.00 for first year $95.00 for following years |
|
| Balance transfer fee | $0.00 | |
| Cash advance fee | 3% (minimum of $5.00) | |
| Late payment fee | $19.00-$38.00 | |
| Over credit limit fee | $35.00 | |
| Min finance charge | $0.50 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | American Express |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | Yes |
| No Annual Fee | No |
| Rewards Program | Yes |
| Grace Period | 20 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Year end Summary | |
| Emergency Card replacement | |
| Purchase Protection (Shop with confidence and Purchase Protection, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase) | |
| Car Rental Loss and Damage Insurance (The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.) | |
| Extended Warranty (Mirrors manufacturers' warranties for covered products purchased entirely with your Card account, for up to one additional year) | |
| Delta frequent flyer number printed on card | |
| Dedicated Customer Service | |
| Global Assist Hotline | |
| Fraud Protection Guarantee | |
| Pay with Miles | |
| Save with American Express Selects | |
| Access Your Account Online | |
| Travel Accident Insurance (Provides up to $100,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter or bus) when the entire fare has been charged to the Card) | |
Way to go! Based on our analysis of your usage and this card's features, we believe it is an excellent fit for you.
$0
Projected value of rewards
How is this calculated?:
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The 73,548 miles you are projected to earn is calculated by applying the card's reward-earning rules against your individual spending patterns.
The first step is that we estimate your spending in each category. Since you didn't specify any particular categories where you spend the most, we assumed an equal amount ($706 per year) for each category.
The next step is to calculate the rewards earned in each category over the next 3 years. This card earns rewards as follows:
participating grocery stores : 3 miles per each $1 spent (we estimated that 75% of your spending in Groceries qualifies for this earning rate)
All Other Purchases: 2 miles per each $1 spent
Based on the above analysis of your spending pattern and this card's rewards program, you will earn 73,548 miles as a result of your purchases made with this card.
~ close ~
To translate the value of your Asiana Club miles to dollars, we use a value of $0.017 per mile.
That is the effective rate when redeeming for Airfare - International (which is the category with the highest value from the redemption options you have selected.)
The rewards redemption rates we use are calculated based on a detailed sampling of real-world redemption scenarios for each eligible category.
~ close ~
The 43,848 points you are projected to earn is calculated by applying the card's reward-earning rules against your individual spending patterns.
The first step is that we estimate your spending in each category. Since you didn't specify any particular categories where you spend the most, we assumed an equal amount ($706 per year) for each category.
The next step is to calculate the rewards earned in each category over the next 3 years. This card earns rewards as follows:
JetBlue : 2 points per each $1 spent (we estimated that 75% of your spending in Airfare qualifies for this earning rate)
Entertainment: 2 points per each $1 spent
Personal services: 2 points per each $1 spent
Restaurants: 2 points per each $1 spent
All Other Purchases: 1 point per each $1 spent
Based on the above analysis of your spending pattern and this card's rewards program, you will earn 43,848 points as a result of your purchases made with this card.
~ close ~
To translate the value of your Award Dollars to dollars, we use a value of $0.025 per point.
That is the effective rate when redeeming for Airfare - Domestic (which is the category with the highest value from the redemption options you have selected.)
The rewards redemption rates we use are calculated based on a detailed sampling of real-world redemption scenarios for each eligible category.
~ close ~
The 92,592 points you are projected to earn is calculated by applying the card's reward-earning rules against your individual spending patterns.
The first step is that we estimate your spending in each category. Since you didn't specify any particular categories where you spend the most, we assumed an equal amount ($706 per year) for each category.
The next step is to calculate the rewards earned in each category over the next 3 years. This card earns rewards as follows:
Choice Privileges locations : 15 points per each $1 spent (we estimated that 75% of your spending in Hotels qualifies for this earning rate)
All Other Purchases: 2 points per each $1 spent
Based on the above analysis of your spending pattern and this card's rewards program, you will earn 92,592 points as a result of your purchases made with this card.
~ close ~
To translate the value of your Choice Privileges points to dollars, we use a value of $0.011 per point.
That is the effective rate when redeeming for Hotels - International (which is the category with the highest value from the redemption options you have selected.)
The rewards redemption rates we use are calculated based on a detailed sampling of real-world redemption scenarios for each eligible category.
~ close ~
The 42,300 miles you are projected to earn is calculated by applying the card's reward-earning rules against your individual spending patterns.
The first step is that we estimate your spending in each category. Since you didn't specify any particular categories where you spend the most, we assumed an equal amount ($706 per year) for each category.
The next step is to calculate the rewards earned in each category over the next 3 years. This card earns rewards as follows:
Alaska Airlines/Horizon Air : 5 miles per each $1 spent (we estimated that 75% of your spending in Airfare qualifies for this earning rate)
All Other Purchases: 1 mile per each $1 spent
Based on the above analysis of your spending pattern and this card's rewards program, you will earn 42,300 miles as a result of your purchases made with this card.
~ close ~
To translate the value of your Mileage Plan miles to dollars, we use a value of $0.02 per mile.
That is the effective rate when redeeming for Airfare - International (which is the category with the highest value from the redemption options you have selected.)
The rewards redemption rates we use are calculated based on a detailed sampling of real-world redemption scenarios for each eligible category.
~ close ~
The 37,548 miles you are projected to earn is calculated by applying the card's reward-earning rules against your individual spending patterns.
The first step is that we estimate your spending in each category. Since you didn't specify any particular categories where you spend the most, we assumed an equal amount ($706 per year) for each category.
The next step is to calculate the rewards earned in each category over the next 3 years. This card earns rewards as follows:
Delta : 2 miles per each $1 spent (we estimated that 75% of your spending in Airfare qualifies for this earning rate)
All Other Purchases: 1 mile per each $1 spent
Based on the above analysis of your spending pattern and this card's rewards program, you will earn 37,548 miles as a result of your purchases made with this card.
~ close ~
To translate the value of your SkyMiles to dollars, we use a value of $0.02 per mile.
That is the effective rate when redeeming for Airfare - International (which is the category with the highest value from the redemption options you have selected.)
The rewards redemption rates we use are calculated based on a detailed sampling of real-world redemption scenarios for each eligible category.
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:2 late payments in 12 billing cycles or 2 times over credit limit in 12 billing cycles
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:3 times over credit limit in 12 billing cycles or 2 late payments in 12 billing cycles or returned payment in 12 billing cycles
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:2 late payments in 12 billing cycles or 2 times over credit limit in 12 billing cycles
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:2 late payments in 12 billing cycles
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 18.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 27.24%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:returned payment in 12 billing cycles or 2 late payments in 12 billing cycles or 3 times over credit limit in 12 billing cycles
~ close ~
