*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
$29.00 $29.00 for account balance greater than $500.00
Returned payment fee*
$39.00
Min finance charge*
$0.50
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
Card Features
Category
Consumer
Network
MasterCard
Min Credit Level
Good (700 - 749)
Instant Approval
No
No Annual Fee
Yes
Rewards Program
No
Credit Limit
At least 500
Grace Period
25 days
Method For Computing Balance
Average Daily Balance
Universal Default
No
Minimum Payment
Greater of 15 or 0.01% of account balance
Revolving Credit
Yes
Secured Card
No
Card Benefits
Zero liability for lost card
24-hour Roadside Assistance with lock-out service, towing, and flat repair
Extended warranty program
Emergency card replacement or cash advance if your card is lost or stolen
Auto rental insurance (Collision, Damage, and Loss Insurance on rental cars)
Get worldwide automatic travel insurance at no extra charge when you use your credit card to purchase your fare.
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
*See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty. You should review all credit card terms and conditions on the card issuer's website after clicking "Apply Now". Best efforts are made to match you with cards you will qualify for based on your indicated credit level/FICO score, however issuers evaluate several factors with your application and BillShrink is unable to guarantee approval.
Card Features
Category
Consumer
Network
MasterCard
Min Credit Level
Good (700 - 749)
Instant Approval
No
No Annual Fee
Yes
Rewards Program
No
Credit Limit
At least 500
Grace Period
23 days
Method For Computing Balance
Average Daily Balance
Universal Default
No
Revolving Credit
Yes
Secured Card
No
Card Benefits
Citi Photocard
PaymentAid
Extra Cash from Citi: enjoy significant discounts on gift cards,travel, merchandise and more
No annual fee
Zero liability on unauthorized purchases
Discounts on gift cards,travel, merchandise and more
Extended Warranty (The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.)
Auto Rental Insurance (You're automatically covered when you reserve and rent a vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance)
Citi IdentityMonitor
Citi Identity Theft solutions
Citi Credit Card Benefits & Services
Citi MasterCard Payment Tag with PayPass
Retail Purchase Protection (Most items purchased with your card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.)
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
7.49% APR for 36 mos., and then 9.99% APR for purchases
7.49% APR for 36 mos., and then 9.99% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $1,747 over 3 years.
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
0% APR for 13 mos., and then 14.9% APR for purchases
0% APR for 13 mos., and then 14.9% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $2,827 over 3 years.
This card has a balance transfer fee; based on the existing balance that you indicated, which we assume will be transferred to this new card, the fee will be $75
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
0% APR for 12 mos., and then 14.99% APR for purchases
0% APR for 12 mos., and then 14.99% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $2,942 over 3 years.
This card has a balance transfer fee; based on the existing balance that you indicated, which we assume will be transferred to this new card, the fee will be $125
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
12.24% APR for purchases
12.24% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $3,022 over 3 years.
This card has a balance transfer fee; based on the existing balance that you indicated, which we assume will be transferred to this new card, the fee will be $75
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
0% APR for 12 mos., and then 15.99% APR for purchases
Based on this card's interest rates and your projected balances, you will incur total interest charges of $3,112 over 3 years.
This card has a balance transfer fee; based on the existing balance that you indicated, which we assume will be transferred to this new card, the fee will be $125
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 12.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 12.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 19.24%. This is a variable rate that will change along with the Prime Rate.
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 29.99%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:returned payment in 12 billing cycles or 1 late payment in 12 billing cycles or over credit limit in 12 billing cycles