Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
Here are a few exclusive badges for you to display on your blog, facebook page, etc.
Click on them for an embed code to cut and paste.
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | 0% | as low as 11.99% Variable |
| Balance transfer rate* | 0% | as low as 11.99% Variable |
| Cash advance rate* | Not included | 23.99% (variable) |
| Default rate* | Not included | 20.39% (variable) |
| Fees | ||
| Balance transfer fee* | 3% | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* | $19.00-$39.00 | |
| Over credit limit fee* |
$15.00 for account balance between $0.00-$500.00 $39.00 for account balance greater than $500.01 |
|
| Foreign currency fee* | 2% | |
| Min finance charge* | $0.50 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Discover |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | No |
| Rewards Program | Yes |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Up to $2,500 to travel another time should you become ill and unable to travel | |
| Reimbursement for lost or damaged baggage up to $2,500 | |
| Automatic primary insurance coverage up to $50,000 with no deductible | |
| We'll cover up to $150 per day of unexpected food and lodging expenses | |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
0% (up to 6 months)
|
11.99% (variable)
|
| Balance transfer rate* | Not included |
11.99% (variable)
|
| Cash advance rate* | Not included |
20.24% (variable)
|
| Default rate* | Not included |
29.99% (variable)
|
| Fees | ||
| Balance transfer fee* | 3% (minimum of $10.00) | |
| Cash advance fee* |
5% (minimum of $15.00)[Cash equivalent transactions] 3% (minimum of $15.00) |
|
| Late payment fee* | $35.00-$39.00 | |
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.75 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | No |
| Grace Period | 20 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Minimum Payment | Greater of 10 or 0.02% of account balance |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| No Annual fee | |
| view up to seven years of prior statements and more | |
| Pay your Bill | |
| Visa’s Zero Liability policy | |
| Online access to view transactions | |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* | Not included |
12.49%
|
| Balance transfer rate* | Not included |
4.99%
|
| Default rate* | Not included |
17.99%
|
| Fees | ||
| Balance transfer fee* | 3% (Between $10.00 - $100.00) | |
| Cash advance fee* | $0.00 | |
| Late payment fee* | $10.00-$39.00 | |
| Over credit limit fee* | $0.00 | |
| Returned payment fee* | $30.00 | |
| Foreign currency fee* | 2% | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | No |
| Credit Limit | Up to 50,000 |
| Grace Period | 25 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| $100,000 travel accident insurance | |
| Emergency card replacement | |
| Auto rental insurance | |
| Cell Phone Protection* at No Additional Cost! | |
| Visa's Zero Liability Policy - Shop anywhere with absolutely no risk. | |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
0% (up to 6 months)
|
12.99% (variable)
|
| Balance transfer rate* | Not included |
12.99% (variable)
|
| Cash advance rate* | Not included |
20.24% (variable)
|
| Default rate* | Not included |
29.99% (variable)
|
| Fees | ||
| Balance transfer fee* | 3% (minimum of $10.00) | |
| Cash advance fee* |
5% (minimum of $15.00)[Cash equivalent transactions] 3% (minimum of $15.00) |
|
| Late payment fee* | $35.00-$39.00 | |
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $1.75 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Grace Period | 20 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | Yes |
| Minimum Payment | Greater of 10 or 0.02% of account balance |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| No Annual fee | |
| Pay your Bill | |
| Visa’s Zero Liability policy | |
| Online access to view transactions | |
| view up to seven years of prior statements and more | |
| Estimated Rates | Introductory APR | Regular APR |
|---|---|---|
| Purchase rate* |
0% (up to 7 months)
|
14.24% (variable)
|
| Balance transfer rate* |
0% (up to 7 months)
|
14.24% (variable)
|
| Cash advance rate* | Not included |
21.99% (variable)
|
| Default rate* | Not included |
29.99% (variable)
|
| Fees | ||
| Balance transfer fee* | 3% (minimum of $5.00) | |
| Cash advance fee* | 3% (minimum of $5.00) | |
| Late payment fee* | $15.00-$39.00 | |
| Over credit limit fee* | $39.00 | |
| Foreign currency fee* | 3% | |
| Min finance charge* | $0.50 | |
| Card Features | |
|---|---|
| Category | Consumer |
| Network | Visa |
| Min Credit Level | Good (700 - 749) |
| Instant Approval | No |
| No Annual Fee | Yes |
| Rewards Program | Yes |
| Credit Limit | At least 500 |
| Grace Period | 20 days |
| Method For Computing Balance | Average Daily Balance |
| Universal Default | No |
| Revolving Credit | Yes |
| Secured Card | No |
| Card Benefits | |
| Auto Rental Insurance (You're automatically covered when you reserve and rent a vehicle with your Citi card and decline the car rental company's collision loss/damage waiver insurance) | |
| Flexible Payment Terms | |
| Credit Education Tips and Tools | |
| Citi Credit Card Benefits & Services | |
| $0 Liability on Unauthorized Charges | |
| Virtual Account Numbers | |
| Travel & Emergency Assistance | |
| Retail Purchase Protection (Most items purchased with your card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.) | |
| Extended Warranty (The terms of the original manufacturers' U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.) | |
| Citi Photocard | |
Way to go! Based on our analysis of your usage and this card's features, we believe it is an excellent fit for you.
$0
Charges and fees
How is this calculated?:
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To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
0% APR for 6 mos., and then 11.99% APR for purchases
0% APR for 6 mos., and then 11.99% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $2,672 over 3 years.
~ close ~
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
0% APR for 6 mos., and then 11.99% APR for purchases
11.99% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $2,879 over 3 years.
~ close ~
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
12.49% APR for purchases
4.99% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $3,066 over 3 years.
~ close ~
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
0% APR for 6 mos., and then 12.99% APR for purchases
12.99% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $3,156 over 3 years.
~ close ~
To calculate the projected interest charges for using this card, we first computed how your balances would look over the next 3 years. Your starting balance is assumed to be your indicated current balance ($2,500). We then project your balance, on a monthly basis, based on how much you spend ($1,000) and how much you pay-off ($750) each month.
Then we determine how much in financing charges you will have to pay to carry those balances based on this cards rate schedule. We estimated the rates applicable to you (based on your indicated credit rating) as follows:
0% APR for 7 mos., and then 14.24% APR for purchases
0% APR for 7 mos., and then 14.24% APR for balance transfers
Based on this card's interest rates and your projected balances, you will incur total interest charges of $3,179 over 3 years.
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 29.99%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:returned payment in 12 billing cycles or over credit limit in 12 billing cycles or 1 late payment in 12 billing cycles
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 29.99%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:over credit limit in 12 billing cycles or 1 late payment in 12 billing cycles or returned payment in 12 billing cycles
~ close ~
The specific rate you receive will be determined by the issuer (depending on your application and credit-level) but we estimate your rate at 29.99%. This is a variable rate that will change along with the Prime Rate. This penalty rate may be triggered upon the following events:1 late payment in 12 billing cycles or over credit limit in 12 billing cycles or returned payment in 12 billing cycles
~ close ~
